825 Howe's Point Pl, Wilmington, NC 28405 Property Records

New Hanover County property record for 825 Howe's Point Pl, Wilmington, NC 28405

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,351 sqft · built 2023
Lot Size	0.642 acres (27,966 sqft)
Owner	2 Trust Names on File
Last Sale	$260,000 (Jul 2021)
Tax Bill	$3,762 (2024)
Deeds & Mortgages	Oct 2022 Mortgage Jul 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R05108-001-019-000`

Property Details

APN / Parcel Number

Primary APN	`R05108-001-019-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,351 sqft Living Area
1st Floor Area	2,818 sqft
Attic	Attic
Attic Area	343 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Lot Area	27,966 sqft (0.642 acres)
Terrain	Above Road/Slope
Garage Area	711 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	825 HOWES POINT PL
City	WILMINGTON
State	NC
Zip	28405-5271
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20,RESID
Legal Description	1 BLK 15 PEMBROKE JONES PK
Legal Subdivision	PEMBROKE JONES PARK/LANDFALL
Legal Block	15
Legal Lot Number	19
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	2
Census Block	2005
Census Tract	11703

Owner

825 Howe's Point Pl is owner-occupied and held in a trust since July 2021.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	825 HOWES POINT PL, WILMINGTON, NC 28405-5271
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage CORNING FCU
Jul 22, 2021	Warranty Deed, Transfer
Jul 1, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2021 · Amount on File
Deed Sale	Jul 22, 2021 · Amount on File
Prior Sale	Jul 1, 2019 · Amount on File
Deed Document Number	202136081
Deed Book / Page	6473 / 580
Prior Transfer Date	Dec 7, 1995
Prior Transfer Doc	1961000098
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	825 HOWES POINT PL, WILMINGTON, NC 28405-5271
Transaction Type	Mortgage
Record Updated	Oct 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00659800858
Date	Oct 3, 2022
Book Page	6598/858
Instrument	2022035070

Lender

Name	CORNING FCU
Type	Credit Union
Address	CORNING, NY 14830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 1, 2023

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Jul 22, 2021
Property Address	825 HOWES POINT PL, WILMINGTON, NC 28405-5271
Document Number	00647300580
Book / Page	6473 / 580
Map Reference	MB 28 PG 9
Instrument Date	Jul 12, 2021
Instrument	2021036081
Transaction Type	Transfer
Record Updated	Dec 3, 2021

Transaction

Amount	Amount on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1416 PARKVIEW CIR UNIT 102, 1416, WILMINGTON, NC 28405-4312

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 BOULEVARD, POMPTON PLNS, NJ 07444-2018

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Jul 1, 2019
Property Address	825 HOWES POINT PL, WILMINGTON, NC 28405-5271
Document Number	0062262845
Book / Page	006226 / 002845
Instrument Date	Jun 27, 2019
Instrument	19915
Transaction Type	Transfer
Record Updated	Jul 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$440.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	825 HOWES POINT PL WILMINGTON NC 284055271, WILMINGTON, NC 28405-5271

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,661,600 (-) Land $503,800 Building $1,157,800	$1,661,600 (-) Land $503,800 Building $1,157,800
2025		$1,661,600 Land $615,800 Building $1,045,800	$1,661,600 Land $615,800 Building $1,045,800
2024	$3,762.00 (+96.45%)
2023	$1,915.00	$226,700 Land $226,700	$226,700 Land $226,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 825 Howe's Point Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 160 individual policies
Nearby Flood Policies	186 units insured incl. 26 condo units
Nearby Flood Claims	56 (1984–2024)
Claims Outside the SFHA	18 of 56
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 6 claims Hurricane Fran, Sep 1996 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 825 Howe's Point Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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