Highlands County property record for 825 Holly Dr, Sebring, FL 33876
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,427 sqft · built 2003 |
| Lot Size | 0.356 acres (15,488 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $235,000 (Mar 2020) |
| Tax Bill | $2,198 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Mar 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C-15-35-30-050-0BB0-0130 |
| Primary APN | C-15-35-30-050-0BB0-0130 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,427 sqft Living Area |
| Gross Area | 3,094 sqft |
| 1st Floor Area | 2,327 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete Block/Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 15,488 sqft (0.356 acres) |
| Lot Dimensions | 125 ft deep x 125 ft wide |
| Garage Type | Attached |
| Garage Area | 667 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 567 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 452 sqft |
| Porch | Florida Room |
| Porch Area | 100 sqft |
| Patio Area | 640 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 825 HOLLY DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33876-6237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SPRING LAKE VILLAGE V PB 10 PG 23 LOT 13 BLK BB |
| Legal Range | 30E |
| Legal Township | 35S |
| Legal Section | 15 |
| Legal Subdivision | SPRING LAKE VILL 05 |
| Legal Lot Number | 13 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 961000 |
Source: Highlands County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 825 HOLLY DR, SEBRING, FL 33876-6237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC |
| Mar 13, 2020 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Sep 11, 2019 | Trustee's Deed, Construction Loan · Line of Credit MIDFLORIDA CU |
| Jul 12, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2020 · Amount on Record |
| Deed Sale | Mar 13, 2020 · Amount on Record |
| Prior Sale | May 16, 2002 · Amount on Record |
| Deed Document Number | 20201979295 |
| Deed Book / Page | 2743 / 1456 |
| Prior Transfer Date | Jul 10, 2019 |
| Prior Transfer Doc | 0001948064 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 825 HOLLY DR, SEBRING, FL 33876-6237 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF ORGEN |
| Name | Verified Name |
|---|
| Document Number | 0002015457 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 2796/1817 |
| Instrument | 2015457 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Mar 13, 2020 |
| Property Address | 825 HOLLY DR, SEBRING, FL 33876-6237 |
| Document Number | 0001979295 |
| Book / Page | 002743 / 001457 |
| Instrument Date | Mar 12, 2020 |
| Instrument | 1979295 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2020 |
| Title Company | HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,645.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2911 LAS VEGAS BLVD SEBRING FL 338705009, SEBRING, FL 33870-5009 |
| Document Number | 1979296 |
|---|---|
| Date | Mar 13, 2020 |
| Book Page | 002743/001458 |
| Instrument | 1979296 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 12, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Sep 11, 2019 |
| Property Address | 825 HOLLY DR, SEBRING, FL 33876-6237 |
| Book / Page | 002712 / 000350 |
| Instrument Date | Aug 31, 2019 |
| Instrument | 1955599 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 26, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 825 HOLLY DR SEBRING FL 338766237, SEBRING, FL 33876-6237 |
| Document Number | 0001955599 |
|---|---|
| Date | Sep 11, 2019 |
| Book Page | 002712/000350 |
| Instrument | 1955599 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 10, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jul 12, 2019 |
| Property Address | 825 HOLLY DR, SEBRING, FL 33876-6237 |
| Document Number | 0001948064 |
| Book / Page | 002702 / 000957 |
| Instrument Date | Jul 10, 2019 |
| Instrument | 1948064 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 825 HOLLY DR SEBRING FL 338766237, SEBRING, FL 33876-6237 |
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,198.00 (+3.24%) Homeowner's exemption Veteran's exemption | $261,281 (+5.99%) | $364,128 (+5.08%) Land $18,000 Building $346,128 |
| 2024 | $2,129.00 (+3.96%) | ||
| 2023 | $2,048.00 (-39.03%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $246,521 (+3%) | $346,533 (+18.98%) Land $15,000 Building $331,533 |
| 2022 | $3,359.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $239,341 | $291,264 Land $11,000 Building $280,264 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 4 (2017–2022) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE IMPROVEMENT DISTIRCT serves 4,098 people · EPA ID FL5280266 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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