Schenectady County and Schenectady City property record for 825 Holland Rd, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,134 sqft · built 1900 |
| Lot Size | 0.089 acres (3,894 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $44,900 (Jan 1994) |
| Tax Bill | $2,923 (2026) |
| Deeds & Mortgages | Jun 2026 Sale Apr 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.48-3-19 |
| Primary APN | 421500 49.48-3-19 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,134 sqft Living Area |
| 1st Floor Area | 606 sqft |
| 2nd Floor Area | 528 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,894 sqft (0.089 acres) |
| Lot Dimensions | 118 ft deep x 33 ft wide |
| Garage Type | Detached |
| Garage Area | 176 sqft |
| Porch | Porch |
| Porch Area | 186 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 825 HOLLAND RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-1117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Block | 3 |
| Legal Lot Number | 19.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 21500 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 825 HOLLAND RD, SCHENECTADY, NY 12303-1117 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Trust |
| Date | Document |
|---|---|
| Jun 10, 2026 | Warranty Deed, Transfer MARTIN TITLE, MARATHON TITLE |
| Apr 1, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK INC |
| Jan 7, 2021 | Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 1994 · Amount on Record |
| Deed Sale | Jan 18, 1994 · Amount on Record |
| Deed Book / Page | 1406 / 180 |
| Last Transfer Date | May 1, 2026 |
| Transfer Doc | 0000013175 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 10, 2026 |
| Property Address | 825 HOLLAND RD, SCHENECTADY, NY 12303-1117 |
| Document Number | 0000013175 |
| Book / Page | 2173 / 627 |
| Instrument Date | May 1, 2026 |
| Instrument | 202613175 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | MARTIN TITLE, MARATHON TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 825 HOLLAND RD, SCHENECTADY, NY 12303-1117 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 1, 2026 |
| Property Address | 825 HOLLAND RD, SCHENECTADY, NY 12303-1117 |
| Document Number | 0000007394 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 20267394 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 825 HOLLAND RD, SCHENECTADY, NY 12303-1117 |
| Document Number | 0000007394, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 20267394 |
| Name | CITIZENS BANK INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Mar 29, 2051 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 825 HOLLAND RD, SCHENECTADY, NY 12303-1117 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 825 HOLLAND RD, SCHENECTADY, NY 12303-1117 |
| Document Number | 0000000702 |
|---|---|
| Date | Jan 7, 2021 |
| Book Page | 5057/261 |
| Instrument | 202100702 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Dec 30, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,923.00 (+9.39%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $2,672.00 (+15.22%) | $72,000 (-) Land $10,800 Building $61,200 | $119,225 (+30.82%) Land $17,884 Building $101,341 |
| 2023 | $72,000 (-) Land $10,800 Building $61,200 | $91,139 (+3.8%) Land $13,671 Building $77,468 | |
| 2022 | $72,000 Land $10,800 Building $61,200 | $87,805 Land $13,171 Building $74,634 | |
| 2021 | $2,319.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,007 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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