825 FM 2643, Lorena, TX 76655 Property Records

Falls County property record for 825 FM 2643, Lorena, TX 76655

Property Summary

Property Type	Rural Home
Details	3,201 sqft · built 2018
Lot Size	6 acres (261,360 sqft)
Owner	Individual Name on File
Last Sale	$818,700 (Nov 2020)
Tax Bill	$4,452 (2026)
Deeds & Mortgages	Apr 2019 Mortgage Aug 2017 Line of Credit + 1 more
APN	`3691013`

Property Details

APN / Parcel Number

Primary APN	`3691013`
Alternative APNs	`28473` `4343`

Interior

Building Area	3,201 sqft Living Area
Gross Area	5,122 sqft
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	261,360 sqft (6 acres)
Garage Type	Carport
Garage Area	1,120 sqft
Carport	Carport
Carport Area	1,120 sqft
Porch	Porch
Porch Area	800 sqft

Location & Zoning

Account Number	28473
Street Address	825 FM 2643
City	LORENA
State	TX
Zip	76655-3936
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S7110 COTTONWOOD HILL BLK 2 LOT 3 6.0 ACRES
Legal Subdivision	COTTONWOOD HIL
Legal Block	2
Legal Lot Number	3
Jurisdiction	FALLS TX
Township / Civil Division	CHILTON
Census Block Group	1
Census Block	1063
Census Tract	200

Owner

825 FM 2643, a rural home, is owned and occupied by an individual who bought it in November 2020.

Source: Falls County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	825 FM 2643, LORENA, TX 76655-3936
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2019	Deed of Trust, Mortgage · Second Mortgage (Down Payment) FIRST NATIONAL BANK
Aug 9, 2017	Deed of Trust, Mortgage · Line of Credit LONE STAR AG CREDIT
Nov 13, 2020	Vendor's Lien, Transfer · Construction Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2020 · Amount on File
Deed Sale	Nov 13, 2020 · Amount on File
Deed Document Number	20205291
Deed Book / Page	380 / 650
Prior Transfer Date	Oct 30, 2020
Prior Transfer Doc	0000005291
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALLS TX
Property Address	825 FM 2643, LORENA, TX 76655-3936
Transaction Type	Mortgage
Record Updated	Nov 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00357/00779
Date	Apr 18, 2019
Book Page	00357/00779
Instrument	000894

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	MC GREGOR, TX 76657

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALLS TX
Property Address	825 FM 2643, LORENA, TX 76655-3936
Transaction Type	Mortgage
Record Updated	Nov 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00333/00369
Date	Aug 9, 2017
Book Page	00333/00369
Instrument	001580

Lender

Name	LONE STAR AG CREDIT
Type	Lending Institution
Address	FORT WORTH, TX 76102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2037

November 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FALLS TX
Recording Date	Nov 13, 2020
Property Address	825 FM 2643, LORENA, TX 76655-3936
Document Number	380/650
Book / Page	380 / 650
Instrument Date	Oct 30, 2020
Instrument	5291
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	825 FM 2643, LORENA, TX 76655-3936

Mortgage

Document Number	380654
Date	Nov 13, 2020
Instrument	380/654

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 825 FM 2643 was $4,452 with a homeowner's exemption, up 17% from the year before.

Source: Falls County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Falls County
Unified School District	Lorena Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,452.00 (+17%) Homeowner's exemption	$367,676 (+7.57%)	$370,790 (+1.14%) Land $150,000 Building $220,790
2025	$3,805.00 (-32.51%) Homeowner's exemption	$341,805	$366,600 Land $150,000 Building $216,600
2024	$5,638.00
2023		$179,827	$323,670 Land $162,720 Building $160,950
2019	$1,411.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 825 FM 2643.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 825 FM 2643 is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 74% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEVI WSC serves 2,298 people · EPA ID TX1550035
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on FM 2643

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