825 Ebony Ave, Duluth, MN 55811 Property Records

St. Louis County property record for 825 Ebony Ave, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 925 sqft · built 1957
Lot Size	0.227 acres (9,904 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Sep 2015)
Tax Bill	$3,102 (2026)
Deeds & Mortgages	Jun 2021 Line of Credit May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3183-00050`

Property Details

APN / Parcel Number

Primary APN	`010-3183-00050`
Alternative APN	`996475`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	925 sqft Gross Area
1st Floor Area	925 sqft
Basement Area	463 sqft
Finished Basement	463 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	9,904 sqft (0.227 acres)
Garage Area	912 sqft
Pool Type	Spa / Hot Tub (No Pool)
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	996475
Street Address	825 EBONY AVE
City	DULUTH
State	MN
Zip	55811-5041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0005 BLOCK:001 SERIAL #
Legal Subdivision	MAPLE KNOLL SUBDIVISION
Legal Block	1
Legal Lot Number	5
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1002
Census Tract	301

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	825 EBONY AVE, DULUTH, MN 55811-5041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2015 · Amount on Record
Deed Sale	Sep 28, 2015 · Amount on Record
Prior Sale	Aug 2, 2007 · Amount on Record
Deed Document Number	2015962756
Prior Transfer Date	Nov 1, 2004
Prior Transfer Doc	0000788872
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	825 EBONY AVE, DULUTH, MN 55811-5041
Transaction Type	Mortgage
Record Updated	Jul 22, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	825 EBONY AVE, DULUTH, MN 55811-5041

Mortgage

Document Number	0001042360
Date	Jun 18, 2021
Instrument	1042360

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	May 28, 2036

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	825 EBONY AVE, DULUTH, MN 55811-5041
Document Number	00T1024075
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	825 EBONY AVE DULUTH MN 558115041, DULUTH, MN 55811-5041

Mortgage

Document Number	00T1024075
Date	Jun 3, 2020
Instrument	T1024075

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 2, 2040

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,102.00 (+2.99%) Homeowner's exemption
2025	$3,012.00 (+7.73%) Homeowner's exemption	$257,500 (+6.85%) Land $47,700 Building $209,800	$257,500 (+6.85%) Land $47,700 Building $209,800
2024	$2,796.00	$241,000 (+19.72%) Land $34,900 Building $206,100	$241,000 (+19.72%) Land $34,900 Building $206,100
2022		$201,300 Land $37,500 Building $163,800	$201,300 Land $37,500 Building $163,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: T-Mobile.

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