825 E Greene St, Shelby, NC 28152 Property Records

Cleveland County property record for 825 E Greene St, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,100 sqft · built 1975
Lot Size	0.408 acres (17,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Jul 2023)
Tax Bill	$1,034 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Sep 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26195`

Property Details

APN / Parcel Number

Primary APN	`26195`
Alternative APNs	`1333007` `1358104`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,100 sqft Finished Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Footing
Lot Area	17,800 sqft (0.408 acres)
Lot Dimensions	178 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	276 sqft
Carport	Carport
Carport Area	276 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	76 sqft
Deck Area	240 sqft
Storage Building	72 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1358104
Street Address	825 E GREENE ST
City	SHELBY
State	NC
Zip	28152-6916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	#34-37BLK A PB8-31 CARMEL PARK
Legal Subdivision	CARMEL PARK
Legal Block	1
Legal Lot Number	4
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2044
Census Tract	950702

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	825 E GREENE ST, SHELBY, NC 28152-6916
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Warranty Deed, Transfer · Conventional Mortgage ON Q FINANCIAL INC
Sep 4, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jul 30, 2019	Grant Deed, Transfer ATTORNEY ONLY
Mar 13, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY
Aug 15, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2023 · Amount on Record
Deed Sale	Jul 28, 2023 · Amount on Record
Prior Sale	Sep 4, 2020 · Amount on Record
Deed Document Number	2023200090203
Deed Book / Page	1903 / 1357
Prior Transfer Date	Mar 7, 2019
Prior Transfer Doc	0017871384
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jul 28, 2023
Property Address	825 E GREENE ST, SHELBY, NC 28152-6916
Document Number	0019031357
Book / Page	1903 / 1357
Map Reference	MB 8 PG 31
Instrument Date	Jul 28, 2023
Instrument	200090203
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	825 E GREENE ST, SHELBY, NC 28152-6916

Mortgage

Document Number	0019031360
Date	Jul 28, 2023
Instrument	1903/1360

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Mortgage

Document Number	0019032403
Date	Aug 3, 2023
Book Page	1903/2403
Instrument	200090386

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company
Address	SCOTTSDALE, AZ 85260

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Sep 4, 2020
Property Address	825 E GREENE ST, SHELBY, NC 28152-6916
Document Number	0018210026
Book / Page	1821 / 26
Map Reference	MB 8 PG 31
Instrument Date	Sep 4, 2020
Instrument	200043836
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	119 FAMILY FARM RD, 119, KINGS MOUNTAIN, NC 28086-7803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	825 E GREENE ST, SHELBY, NC 28152-6916

Mortgage

Document Number	0000182129
Date	Sep 4, 2020
Instrument	1821/29

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	4.25%
Index	5-Year TN
Max Rate	6%

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jul 30, 2019
Property Address	825 E GREENE ST, SHELBY, NC 28152-6916
Document Number	0017952850
Book / Page	001795 / 002850
Instrument Date	Jul 23, 2019
Instrument	28855
Transaction Type	Transfer
Record Updated	Aug 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$100.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 FAMILY FARM RD KINGS MOUNTAIN NC 280867803, KINGS MOUNTAIN, NC 28086-7803

March 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CLEVELAND NC
Recording Date	Mar 13, 2019
Property Address	825 E GREENE ST, SHELBY, NC 28152-6916
Document Number	0017871384
Book / Page	001787 / 001384
Instrument Date	Jan 2, 2019
Instrument	23962
Transaction Type	Foreclosure
Record Updated	Apr 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$97.28
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3637 SENTARA WAY VIRGINIA BEACH VA 234524262, VIRGINIA BEACH, VA 23452-4262

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND NC
Recording Date	Aug 15, 2018
Property Address	825 E GREENE ST, SHELBY, NC 28152-6916
Document Number	0017740335
Book / Page	001774 / 000335
Instrument Date	Aug 13, 2018
Instrument	16964
Transaction Type	Transfer
Record Updated	Sep 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	825 E GREENE ST SHELBY NC 281526916, SHELBY, NC 28152-6916

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,034.00 (+4.55%)	$155,809 (-) Land $10,800 Building $145,009	$155,809 (-) Land $10,800 Building $145,009
2025	$989.00	$155,809 (+85.29%) Land $10,800 Building $145,009	$155,809 (+85.29%) Land $10,800 Building $145,009
2023		$84,088 (-) Land $10,260 Building $73,828	$84,088 (-) Land $10,260 Building $73,828
2022		$84,088 Land $10,260 Building $73,828	$84,088 Land $10,260 Building $73,828

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

825 E Greene St, Shelby, NC 28152 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

September 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2019: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2019: Trustee's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

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Nearby Streets

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