825 E Broad St, Chesaning, MI 48616 Property Records

Saginaw County property record for 825 E Broad St, Chesaning, MI 48616

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,272 sqft · built 1925
Lot Size	1.17 acres (50,965 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Oct 2025)
Tax Bill	$1,009 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-09-3-15-1574-000`

Property Details

APN / Parcel Number

Primary APN	`13-09-3-15-1574-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,272 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	50,965 sqft (1.17 acres)
Garage Type	Carport
Garage Area	792 sqft
Carport	Carport
Carport Area	792 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	825 E BROAD ST
City	CHESANING
State	MI
Zip	48616-1628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 128.24 FT OF W 236 FT OF N 12 ACRES OF SE 1/4 OF NW 1/4 -- 1.17 ACRES VILLAGE OF CHHESANING SEC 15 T09N R3E
Legal Range	03E
Legal Township	09N
Legal Section	15
Jurisdiction	SAGINAW MI
Township / Civil Division	CHESANING
Census Block Group	2
Census Block	2019
Census Tract	12700

Owner

Source: Saginaw County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	703 BENTLEY ST, 5, CHESANING, MI 48616-1453
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage LEGACY MORTGAGE
Oct 3, 2025	Warranty Deed, Transfer · Conventional Mortgage LEGACY MORTGAGE
Dec 18, 2018	Deed of Trust, Mortgage · ARM STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2025 · Amount on Record
Deed Sale	Oct 3, 2025 · Amount on Record
Prior Sale	Jun 30, 2025 · Amount on Record
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	825 E BROAD ST, CHESANING, MI 48616-1628
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 BENTLEY ST, CHESANING, MI 48616-1453

Mortgage

Document Number	0000023076
Date	Sep 26, 2025
Instrument	2025023076

Lender

Name	LEGACY MORTGAGE
Type	Mortgage Company
Address	1537 E HIII RD #100 100, GRAND BLANC, MI 48439

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Oct 3, 2025
Property Address	825 E BROAD ST, CHESANING, MI 48616-1628
Document Number	0000023550
Instrument Date	Sep 25, 2025
Instrument	2025023550
Transaction Type	Transfer
Record Updated	Oct 14, 2025
Title Company	CROSSROADS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,537.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3011 MELROSE DR, BAY CITY, MI 48706-2311

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 BENTLEY ST APT 5, 5, CHESANING, MI 48616-1453

Mortgage

Document Number	0000023076
Date	Oct 3, 2025
Instrument	2025023076

Lender

Name	LEGACY MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	825 E BROAD ST, CHESANING, MI 48616-1628
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031423
Date	Dec 18, 2018
Instrument	2018031423

Lender

Name	STATE BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	49 Months
Due	Jan 1, 2023

Interest

Rate Type	Adjustable Rate
Rate	5.2%
Type Change Date	Jan 1, 2029
Index	1-Year CMT

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Chesaning Township
Municipality	Chesaning Village
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,100 (+11.29%)	$122,200 (+11.29%)
2025	$1,009.00 (-57.41%) Homeowner's exemption	$54,900 (+32.29%)	$109,800 (+32.29%)
2024	$2,369.00 (+52.35%)
2023		$41,500	$83,000
2022	$1,555.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CHESANING serves 2,394 people · EPA ID MI0001380
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Brightspeed.

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