Miami County property record for 825 Covington Ave, Piqua, OH 45356
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,368 sqft · built 1954 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $194,000 (Aug 2024) |
| Tax Bill | $2,397 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | N44-096300 |
| Primary APN | N44-096300 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,368 sqft Living Area |
| 1st Floor Area | 2,736 sqft |
| Basement Area | 1,368 sqft |
| Unfinished Basement | 1,368 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 29,185 sqft (0.67 acres) |
| Lot Dimensions | 171 ft deep x 171 ft wide |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 148 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 825 COVINGTON AVE |
|---|---|
| City | PIQUA |
| State | OH |
| Zip | 45356-3208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OL 208 160 CEN PT N PT |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | PIQUA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 315300 |
Source: Miami County records · APN N44-096300
Assessment roll updated March 6, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 825 COVINGTON AVE, PIQUA, OH 45356-3208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Feb 10, 2026 | Fiduciary Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Sep 02, 2020 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Jan 28, 2019 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 08, 2024 · Amount on Record |
| Deed Sale | Aug 08, 2024 · Amount on Record |
| Prior Sale | Sep 15, 2016 · Amount on Record |
| Deed Document Number | 20247891 |
| Record Updated | Jun 08, 2026 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Feb 10, 2026 |
| Property Address | 825 COVINGTON AVE, PIQUA, OH 45356-3208 |
| Document Number | 0000001576 |
| Instrument Date | Jan 29, 2026 |
| Instrument | 2026OR-01576 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 825 COVINGTON AVE, PIQUA, OH 45356-3208 |
| Document Number | 0000001577 |
|---|---|
| Date | Feb 10, 2026 |
| Instrument | 2026OR-01577 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 825 COVINGTON AVE, PIQUA, OH 45356-3208 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012492 |
|---|---|
| Date | Sep 02, 2020 |
| Instrument | 2020OR-12492 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 825 COVINGTON AVE, PIQUA, OH 45356-3208 |
| Document Number | 0000001321 |
| Instrument Date | Jan 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 825 COVINGTON AVE PIQUA OH 453563208, PIQUA, OH 45356-3208 |
| Document Number | 0000001321 |
|---|---|
| Date | Feb 05, 2019 |
| Instrument | 1321 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 04, 2049 |
Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| Municipality | Piqua City |
| Unified School District | Piqua City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,397.00 (+73.19%) Homeowner's exemption | $67,910 (+56.19%) Land $14,950 Building $52,960 | $194,000 (+56.2%) Land $42,700 Building $151,300 |
| 2024 | $1,384.00 Homeowner's exemption | $43,480 (-) Land $16,700 Building $26,780 | |
| 2023 | $1,384.00 (-4.68%) Homeowner's exemption | $43,480 (-) Land $16,700 Building $26,780 | $124,200 (-) Land $47,700 Building $76,500 |
| 2022 | $1,452.00 Homeowner's exemption | $43,480 Land $16,700 Building $26,780 | $124,200 Land $47,700 Building $76,500 |
Source: FEMA National Flood Hazard Layer as of March 10, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
Based on FCC filings for 336 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PIQUA CITY PWS serves 20,354 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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