825 Cold Spring Rd, Baltimore (Middle River), MD 21220 Property Records

Baltimore County property record for 825 Cold Spring Rd, Baltimore, MD 21220

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,160 sqft · built 1919
Lot Size0.622 acres (27,125 sqft)
OwnerIndividual Name on Record
Last Sale$895,000 (Jun 2006)
Tax Bill$3,603 (2023)
Deeds & MortgagesMar 2018 Mortgage
APN15-1515740120

Property Details

APN / Parcel Number

Primary APN15-1515740120
Alternative APN
  • 1515740120

Interior

Full Baths1 Bath
Stories1 Story
Building Area2,160 sqft Total Area
1st Floor Area2,160 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1919
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area27,125 sqft (0.622 acres)
Lot Width150 ft Width
Garage TypeAttached
Garage Area900 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchOpen Porch
Porch Area440 sqft
Deck Area144 sqft
Gazebo100 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number1515740120
Street Address825 COLD SPRING RD
CityBALTIMORE
StateMD
Zip21220-4329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLTS 207,208 825 COLD SPRING RD LONG BEACH ESTATES
Legal SubdivisionLONG BEACH ESTATES
Legal Lot Number207,208 208
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group1
Census Block1018
Census Tract451802

Owner

Source: Baltimore County records, as of September 22, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address825 COLD SPRING RD, BALTIMORE, MD 21220-4329
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 23, 2006 · Amount on Record
Deed SaleJun 23, 2006 · Amount on Record
Prior SaleMar 27, 2001
Deed Document Number341084
Deed Book / Page24060 / 441
Record UpdatedJun 7, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address825 COLD SPRING RD, BALTIMORE, MD 21220-4329
Document Number0400830053
Instrument DateMar 19, 2018
Transaction TypeMortgage
Record UpdatedApr 9, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address825 COLD SPRING RD MIDDLE RIVER MD 212204329, MIDDLE RIVER, MD 21220-4329

Mortgage

Document Number0400830053
DateMar 27, 2018
Book Page040083/000053
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 26, 2048
Interest
Rate TypeAdjustable Rate
Rate3.39%

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,603.00$480,600 Land $265,700 Building $214,900$480,600 Land $265,700 Building $214,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 168 policies
Nearby Flood Policies168 in force
Nearby Flood Claims175 (1979–2024)
Claims Outside the SFHA36 of 175
Most Recent ClaimAug 2024 · river or lake flooding
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Hurricane Isabel, Sep 2003 · 112 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
Believe Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20

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