825 Clark Ave, New Bern, NC 28560 Property Records

Craven County property record for 825 Clark Ave, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,038 sqft · built 1945
Lot Size	0.224 acres (9,741 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,052 (2026)
Deeds & Mortgages	Aug 2023 Construction Loan Nov 2021 Sale
Flood Zone	Zone AE (high risk)
APN	`8-022-027`

Property Details

APN / Parcel Number

Primary APN	`8-022-027`
Alternative APN	`89552`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,038 sqft Living Area
1st Floor Area	1,038 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,741 sqft (0.224 acres)
Storage Building	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	89552
Street Address	825 CLARK AVE
City	NEW BERN
State	NC
Zip	28560-2311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR10
Legal Description	#825 CLARK AVE LOT 23 GREEN PARK PLACE REV
Legal Subdivision	GREEN PARK
Legal Lot Number	23
Jurisdiction	CRAVEN NC
Township / Civil Division	8
Census Block Group	4
Census Block	4001
Census Tract	960600

Owner

825 Clark Ave is owned and occupied by two individuals who acquired it in February 2025.

Source: Craven County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	825 CLARK AVE, NEW BERN, NC 28560-2311
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Deed of Trust, Mortgage · Construction Mortgage UNITED BANK
Nov 4, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 1994
Deed Sale	Aug 8, 1994
Deed Book / Page	1429 / 211
Last Transfer Date	Feb 5, 2025
Transfer Doc	03826/1031
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	825 CLARK AVE, NEW BERN, NC 28560-2311
Transaction Type	Mortgage
Record Updated	Dec 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2008 DUCHESS CT, NEW BERN, NC 28562-5100

Mortgage

Document Number	003773/666
Date	Aug 17, 2023
Book Page	3773/666
Instrument	10116228

Lender

Name	UNITED BANK
Type	Bank
Address	MOREHEAD CITY, NC 28557

Agreement

Type	Construction Mortgage
Amount	Amount on Record

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Nov 4, 2021
Property Address	825 CLARK AVE, NEW BERN, NC 28560-2311
Document Number	3698/737
Book / Page	3698 / 737
Map Reference	MB 2 PG 79
Instrument Date	Nov 3, 2021
Instrument	10086326
Transaction Type	Transfer
Record Updated	Nov 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1023 KAREN DR, NEW BERN, NC 28562-2425

Tax Assessment & Valuation

The 2026 property tax bill for 825 Clark Ave was $1,052, up 3.3% from the year before.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,052.00 (+3.34%)	$113,360 (-) Land $25,000 Building $88,360	$113,360 (-) Land $25,000 Building $88,360
2025	$1,018.00	$113,360 Land $25,000 Building $88,360	$113,360 Land $25,000 Building $88,360
2023	$995.00 (+57.69%)	$113,360 (+106.56%) Land $25,000 Building $88,360	$113,360 Land $25,000 Building $88,360
2022	$631.00	$54,880 Land $15,000 Building $39,880
2018			$54,880 Land $15,000 Building $39,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 825 Clark Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 117 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	117 in force
Nearby Flood Claims	180 (1979–2024)
Claims Outside the SFHA	11 of 180
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 84 claims Hurricane Irene, Aug 2011 · 34 claims Severe Storms, Flooding, And Straight-line Winds, Oct 2010 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 825 Clark Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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