Wake County property record for 825 Cedar Downs Dr, Raleigh, NC 27607
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,917 sqft · built 1998 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $345,000 (Jul 2018) |
| Tax Bill | $4,868 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Sep 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0774.16-93-3295-000 |
| Primary APN | 0774.16-93-3295-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,917 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Area | 484 sqft |
| Porch | Open Porch |
| Porch Area | 200 sqft |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 0226922 |
|---|---|
| Street Address | 825 CEDAR DOWNS DR |
| City | RALEIGH |
| State | NC |
| Zip | 27607-5159 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | LO22 NOWELL POINTE SUB BM1996-1110 |
| Legal Subdivision | NOWELL POINTE SUB |
| Legal Lot Number | 22 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | MEREDITH |
| Census Block Group | 1 |
| Census Block | 1089 |
| Census Tract | 52401 |
Source: Wake County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 825 CEDAR DOWNS DR, RALEIGH, NC 27607-5159 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2026 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION |
| Sep 30, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jul 12, 2018 | Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2018 · Amount on Record |
| Deed Sale | Jul 12, 2018 · Amount on Record |
| Prior Sale | Apr 30, 2007 · Amount on Record |
| Deed Book / Page | 17182 / 1568 |
| Prior Transfer Date | Mar 21, 2014 |
| Prior Transfer Doc | 1561202386 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Jul 31, 2026 |
| Property Address | 825 CEDAR DOWNS DR, RALEIGH, NC 27607-5159 |
| Document Number | 0000086932 |
| Book / Page | 20299 / 2013 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 202686932 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 825 CEDAR DOWNS DR, RALEIGH, NC 27607-5159 |
| Document Number | 0000086932, |
|---|---|
| Date | Jul 31, 2026 |
| Book Page | 20299/2013 |
| Instrument | 202686932 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 825 CEDAR DOWNS DR, RALEIGH, NC 27607-5159 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 18723/2345 |
|---|---|
| Date | Sep 30, 2021 |
| Book Page | 18723/2345 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | CARY, NC 27513 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Jul 12, 2018 |
| Property Address | 825 CEDAR DOWNS DR, RALEIGH, NC 27607-5159 |
| Document Number | 171821568 |
| Book / Page | 017182 / 001568 |
| Instrument Date | Jul 10, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $690.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 825 CEDAR DOWNS DR RALEIGH NC 276075159, RALEIGH, NC 27607-5159 |
| Document Number | 171821570 |
|---|---|
| Date | Jul 12, 2018 |
| Book Page | 017182/001570 |
| Name | PROSPERITY HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHANTILLY, VA 20151 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 11, 2033 |
Source: Wake County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wake County |
| Municipality | Raleigh City |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,868.00 (+26.67%) | $556,011 (+58.52%) Land $200,000 Building $356,011 | $556,011 (+58.52%) Land $200,000 Building $356,011 |
| 2023 | $3,843.00 | $350,744 Land $110,000 Building $240,744 | $350,744 Land $110,000 Building $240,744 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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