Franklin County property record for 825 Cabernet Ln, Saint Albans, MO 63073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 2,693 sqft · built 1997 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Company Name on File |
| Tax Bill | $7,797 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-1-11.0-0-002-002.250 |
| Primary APN | 08-1-11.0-0-002-002.250 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,693 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 13,068 sqft (0.3 acres) |
| Patio Area | 721 sqft |
| Street Address | 825 CABERNET LN |
|---|---|
| City | SAINT ALBANS |
| State | MO |
| Zip | 63073-1201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SD |
| Legal Description | LOT:4 VINEYARDS 1 |
| Legal Range | 02E |
| Legal Township | 44 |
| Legal Section | 11 |
| Legal Subdivision | VINEYARDS |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | BOLES |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 800102 |
825 Cabernet Ln is owned by a company that acquired it in July 2025 and is owner-occupied.
Source: Franklin County records, as of November 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 825 CABERNET LN, SAINT ALBANS, MO 63073-1201 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 9, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH MORTGAGE INC |
| Mar 22, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2025 |
| Deed Sale | Jul 17, 2025 |
| Prior Sale | Mar 22, 2021 |
| Deed Document Number | 2508709 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 825 CABERNET LN, SAINT ALBANS, MO 63073-1201 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002602937 |
|---|---|
| Date | Mar 9, 2026 |
| Instrument | 2602937 |
| Name | FLAT BRANCH MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Mar 22, 2021 |
| Property Address | 825 CABERNET LN, SAINT ALBANS, MO 63073-1201 |
| Document Number | 0002105224 |
| Map Reference | PB P PG 12 |
| Instrument Date | Mar 18, 2021 |
| Instrument | 2105224 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 616 HIGHWAY T, 616, PACIFIC, MO 63069-5337 |
| Name | Verified Name |
|---|---|
| Address | 825 CABERNET LN, SAINT ALBANS, MO 63073-1201 |
| Document Number | 0002105225 |
|---|---|
| Date | Mar 22, 2021 |
| Instrument | 2105225 |
| Name | HOME POINT FINANCIAL CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 825 Cabernet Ln was $7,797.
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | Washington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,797.00 | $109,210 | $574,790 Land $90,000 Building $484,790 |
| 2023 | $6,257.00 (-6.39%) | $95,021 | $500,110 Land $90,000 Building $410,110 |
| 2022 | $6,684.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 825 Cabernet Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 825 Cabernet Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
5G (outdoors only) and 4G LTE
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