Monroe County property record for 825 65th St Ocean, Marathon, FL 33050
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,040 sqft · built 1958 |
| Lot Size | 0.115 acres (5,017 sqft) |
| Owner | Individual Name on File |
| Last Sale | $517,500 (May 2025) |
| Tax Bill | $5,908 (2024) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Mar 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00341890-000000 |
| Primary APN | 00341890-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 5,017 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Deck Area | 40 sqft |
| Patio Area | 20 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1419541 |
|---|---|
| Street Address | 825 65TH STREET OCEAN |
| City | MARATHON |
| State | FL |
| Zip | 33050-2709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK F LT 4 PUERTA DEL SOL PB3-117 KEY VACA OR397-742 DOCKET 9-157 OR711-601F/J CASE 77-344-CA-04F/J OR711-601 OR718-370 OR2341-2304 OR2646-1925/26C/T OR2675-855/56 OR3218-1001 |
| Legal Range | 32E |
| Legal Township | 66S |
| Legal Section | 11 |
| Legal Subdivision | PUERTA DEL SOL |
| Legal Block | F |
| Legal Lot Number | 4 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | MIDDLE KEYS |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 971200 |
825 65th St Ocean is owned and occupied by an individual who bought it in May 2025.
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 825 65TH STREET OCEAN, MARATHON, FL 33050-2709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Apr 3, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage CONCRETE ANALYSIS AND TESTING LABRA |
| Mar 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage STEPHEN & BARBARA RAMSAY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2025 · Amount on File |
| Deed Sale | May 28, 2025 · Amount on File |
| Prior Sale | Apr 3, 2023 · Amount on File |
| Deed Document Number | 2025449 |
| Deed Book / Page | 3328 / 260 |
| Prior Transfer Date | Dec 20, 2007 |
| Prior Transfer Doc | 0023412304 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Apr 3, 2023 |
| Property Address | 825 65TH STREET OCEAN, MARATHON, FL 33050-2709 |
| Document Number | 0032181001 |
| Book / Page | 3218 / 1001 |
| Map Reference | MB 3 PG 117 |
| Instrument Date | Mar 30, 2023 |
| Instrument | 2412374 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,375.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 500875, MARATHON, FL 33050-0875 |
| Name | Verified Name |
|---|---|
| Address | 36 ARNOLDSVILLE RD STE 7, 7, CRAWFORD, GA 30630-2131 |
| Document Number | 0032181003 |
|---|---|
| Date | Apr 3, 2023 |
| Instrument | 3218/1003 |
| Name | CONCRETE ANALYSIS AND TESTING LABRA |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 825 65TH STREET OCEAN, MARATHON, FL 33050-2709 |
| Document Number | 0029001345 |
| Instrument Date | Mar 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 500875 MARATHON FL 330500875, MARATHON, FL 33050-0875 |
| Document Number | 0029001345 |
|---|---|
| Date | Apr 11, 2018 |
| Book Page | 002900/001345 |
| Instrument | 2163699 |
| Name | STEPHEN & BARBARA RAMSAY |
|---|---|
| Address | PO BOX 489, HAWTHORNE, FL 32640-0489 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Apr 10, 2023 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Marathon City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $546,878 Land $375,936 Building $170,942 | $546,878 Land $375,936 Building $170,942 | |
| 2024 | $5,908.00 (+36.29%) | ||
| 2023 | $4,335.00 (+7.59%) | $448,755 (+15.16%) Land $299,716 Building $149,039 | $448,755 (+15.16%) Land $299,716 Building $149,039 |
| 2022 | $4,029.00 | $389,667 Land $229,954 Building $159,713 | $389,667 Land $229,954 Building $159,713 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 825 65th St Ocean in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 741 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,105 units insured incl. 364 condo units |
| Nearby Flood Claims | 483 (1980–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 825 65th St Ocean has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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