825 2nd St, Kings Mountain, NC 28086 Property Records

Cleveland County property record for 825 2nd St, Kings Mountain, NC 28086

Property Summary

Property Type	Single Family Home
Details	972 sqft · built 1975
Lot Size	0.42 acres (18,300 sqft)
Owner	Company Name on File
Last Sale	$144,000 (Oct 2024)
Tax Bill	$1,566 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Oct 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1307788`

Property Details

APN / Parcel Number

Primary APN	`1307788`
Alternative APNs	`1343150` `8425`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	972 sqft Finished Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Shed Roof
Lot Area	18,300 sqft (0.42 acres)
Lot Dimensions	183 ft deep x 100 ft wide
Porch	Slab
Porch Area	144 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1307788
Street Address	825 2ND ST
City	KINGS MOUNTAIN
State	NC
Zip	28086-2105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	#3-4 BLK A WRIGHTS HILLE DEV PB6
Legal Subdivision	WRIGHTS HILL DEV
Legal Block	4
Legal Lot Number	7
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1038
Census Tract	950500

Owner

825 2nd St is owned by a company that bought it in October 2024.

Source: Cleveland County records, as of October 19, 2026

Owner of Record	Company Name on File
Mailing Address	119 N SALISBURY ST, RALEIGH, NC 27603-1739
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Oct 25, 2019	Warranty Deed, Transfer · FHA Mortgage AMERICAN SECURITY MORTGAGE CORP
May 30, 2019	Warranty Deed, Transfer ATTORNEY ONLY
May 7, 2019	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2024 · Amount on File
Deed Sale	Oct 30, 2024 · Amount on File
Prior Sale	Jul 19, 2024 · Amount on File
Deed Document Number	2024200106406
Deed Book / Page	1932 / 966
Prior Transfer Date	Jul 17, 2024
Prior Transfer Doc	0019251560
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Oct 6, 2021
Property Address	825 2ND ST, KINGS MOUNTAIN, NC 28086-2105
Document Number	0018532867
Book / Page	1853 / 2867
Map Reference	MB 6 PG 69
Instrument Date	Oct 6, 2021
Instrument	200062329
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 23, MC ADENVILLE, NC 28101-0023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	825 2ND ST, KINGS MOUNTAIN, NC 28086-2105

Mortgage

Document Number	18532870
Date	Oct 6, 2021
Instrument	1853/2870

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Nov 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	9.15%
Index	5-Year CMT
Max Rate	9.15%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Oct 25, 2019
Property Address	825 2ND ST, KINGS MOUNTAIN, NC 28086-2105
Document Number	0018010306
Book / Page	1801 / 0306
Map Reference	MB 6 PG 69
Instrument Date	Oct 25, 2019
Instrument	200032095
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$174.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1811 21ST AVE, 1811, GULFPORT, MS 39501-2944

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	825 2ND ST, KINGS MOUNTAIN, NC 28086-2105

Mortgage

Document Number	200032096
Date	Oct 25, 2019
Instrument	200032096

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	May 30, 2019
Property Address	825 2ND ST, KINGS MOUNTAIN, NC 28086-2105
Document Number	0017921765
Book / Page	001792 / 001765
Instrument Date	May 17, 2019
Instrument	26813
Transaction Type	Transfer
Record Updated	Jun 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	210 MARGARET ST KINGS MOUNTAIN NC 280862148, KINGS MOUNTAIN, NC 28086-2148

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	May 7, 2019
Property Address	825 2ND ST, KINGS MOUNTAIN, NC 28086-2105
Document Number	0017910567
Book / Page	1791 / 0567
Map Reference	MB 6 PG 69
Instrument Date	May 6, 2019
Instrument	200025985
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$124.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	601 GASTONIA HWY, 601, BESSEMER CITY, NC 28016-2310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 MARGARET ST, KINGS MOUNTAIN, NC 28086-2148

Mortgage

Document Number	200025986
Date	May 7, 2019
Instrument	200025986

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 825 2nd St was $1,566, up 2.8% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Kings Mountain City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,566.00 (+2.82%)	$148,666 (-) Land $22,000 Building $126,666	$148,666 (-) Land $22,000 Building $126,666
2025	$1,523.00	$148,666 Land $22,000 Building $126,666	$148,666 Land $22,000 Building $126,666
2023		$53,709 Land $13,200 Building $40,509	$53,709 Land $13,200 Building $40,509

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 825 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 825 2nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KINGS MOUNTAIN serves 14,784 people · EPA ID NC0123020
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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