8249 Wathen Ln, Henderson, KY 42420 Property Records

Henderson County property record for 8249 Wathen Ln, Henderson, KY 42420

Property Summary

Property Type	Farm - Irrigated or Dry
Details	1 bd · 2 ba · 3,136 sqft · built 1973
Lot Size	241 acres (10,515,689 sqft)
Owner	Trust Name on File
Tax Bill	$1,555 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-92`

Property Details

APN / Parcel Number

Primary APN	`74-92`
Alternative APN	`28550`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,136 sqft Finished Area
Basement Area	1,654 sqft
Unfinished Basement	1,654 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,515,689 sqft (241 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	976 sqft
Driveway	Asphalt Driveway
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	28550
Street Address	8249 WATHEN LN
City	HENDERSON
State	KY
Zip	42420-9195
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	FARM - 204.22 AC
Legal Subdivision	LOUIS B HATCHETT SUBDIVISION
Jurisdiction	HENDERSON KY
Township / Civil Division	SPOTTSVILLE
Census Block Group	3
Census Block	3015
Census Tract	20701

Owner

8249 Wathen Ln, an agricultural property, is held in a trust since July 2015.

Source: Henderson County records, as of November 25, 2025

Owner of Record	Trust Name on File
Mailing Address	1220 TARANSAY DR, HENDERSON, KY 42420-2546
Owner Type	Company
Vesting	Trust, Family Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Jul 25, 2018	Deed of Trust, Mortgage · Commercial Mortgage INDEPENDENCE BANK OF KENTUCKY
Dec 19, 2018	Deed of Trust, Mortgage · Commercial Mortgage INDEPENDENCE BANK OF KENTUCKY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 17, 2015
Transfer Doc	RE0611/641
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	8249 WATHEN LN, HENDERSON, KY 42420-9195
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	FOREMAN WATSON LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1396/809
Date	Jul 6, 2022
Book Page	MT1396/809
Instrument	2022006868

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	8249 WATHEN LN, HENDERSON, KY 42420-9195
Transaction Type	Mortgage
Record Updated	Nov 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1267/434
Date	Jul 25, 2018
Book Page	MT 1267/434
Instrument	2018007989

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	HENDERSON, KY 42420

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 17, 2023

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	8249 WATHEN LN, HENDERSON, KY 42420-9195
Transaction Type	Mortgage
Record Updated	Nov 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1277/350
Date	Dec 19, 2018
Book Page	MT 1277/350
Instrument	2018013908

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	HENDERSON, KY 42420

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	6 Months
Due	Jun 18, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 8249 Wathen Ln was $1,555.

Source: Henderson County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,555.00	$135,000	$135,000
2023	$1,634.00	$140,900	$140,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8249 Wathen Ln in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1997–2018)
Most Recent Claim	Mar 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Mar 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8249 Wathen Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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