8247 E County Dr, El Cajon, CA 92021 Property Records

San Diego County property record for 8247 E County Dr, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,372 sqft · built 1998
Lot Size	0.278 acres (12,092 sqft)
Owner	2 Individual Names on Record
Last Sale	$620,000 (Dec 2017)
Tax Bill	$8,998 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`401-210-07-00`

Property Details

APN / Parcel Number

Primary APN	`401-210-07-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,372 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	12,092 sqft (0.278 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	8247 E COUNTY DR
City	EL CAJON
State	CA
Zip	92021-8825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 113 TR 013343
Legal Subdivision	COUNTY/SAN DIEGO 5076
Legal Tract	013343
Legal Block	2
Legal Lot Number	113
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2009
Census Tract	16809

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8247 E COUNTY DR, EL CAJON, CA 92021-8825
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP
Dec 22, 2021	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Dec 22, 2017	Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2017 · Amount on Record
Deed Sale	Dec 22, 2017 · Amount on Record
Prior Sale	Oct 8, 1997 · Amount on Record
Deed Document Number	2017604839
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8247 E COUNTY DR, EL CAJON, CA 92021-8825
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8247 E COUNTY DR, EL CAJON, CA 92021-8825

Mortgage

Document Number	0000574218
Date	Sep 28, 2020
Instrument	2020-0574218

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8247 E COUNTY DR, EL CAJON, CA 92021-8825
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000329916
Date	Aug 7, 2019
Instrument	2019-0329916

Lender

Name	HOMESTEAD FUNDING CORP
Type	Lending Institution
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8247 E COUNTY DR, EL CAJON, CA 92021-8825
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8247 E COUNTY DR, EL CAJON, CA 92021-8825

Mortgage

Document Number	0000859334
Date	Dec 22, 2021
Instrument	2021-0859334

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Dec 31, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 22, 2017
Property Address	8247 E COUNTY DR, EL CAJON, CA 92021-8825
Document Number	0000604839
Instrument Date	Dec 18, 2017
Instrument	604839
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$682.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	8247 E COUNTY DR EL CAJON CA 920218825, EL CAJON, CA 92021-8825

Mortgage

Document Number	604840
Date	Dec 22, 2017
Instrument	604840

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$734,554 (+4.13%) Land $194,958 Building $539,596
2025	$8,998.00 (+3.35%) Homeowner's exemption	$705,446 (+4.04%) Land $191,136 Building $514,310
2023	$8,706.00 (+2.64%) Homeowner's exemption	$678,055 Land $183,715 Building $494,340
2022	$8,482.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1979–1980)
Most Recent Claim	Feb 1980 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 80% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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