8246 N Downs Rd, Crystal River, FL 34428 Property Records

Citrus County property record for 8246 N Downs Rd, Crystal River, FL 34428 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,681 sqft · built 2022
Lot Size	1.14 acres (49,777 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Dec 2023)
Tax Bill	$4,786 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2021 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17E-17S-20-0210-00150-0190`

Property Details

APN / Parcel Number

Primary APN	`17E-17S-20-0210-00150-0190`
Alternative APNs	`2017S17E0210001500190` `1030862`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,681 sqft Living Area
Gross Area	2,165 sqft
1st Floor Area	1,681 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Combination
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	49,777 sqft (1.14 acres)
Lot Dimensions	315 ft deep x 446 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	7 Parking Spaces
Pool Area	450 sqft
Porch	Finished/Open Porch
Pole Barn	1,500 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	1030862
Street Address	8246 N DOWNS RD
City	CRYSTAL RIVER
State	FL
Zip	34428-9688
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRYSTAL MANOR UNIT 1 PB 8 PG 82 LOT 19 BLK 15
Legal Range	17E
Legal Township	17S
Legal Section	20
Legal Subdivision	CRYSTAL MANOR UNIT 1
Legal Block	15
Legal Lot Number	19
Legal Unit	1
Jurisdiction	CITRUS FL
Township / Civil Division	CRYSTAL RIVER
Census Block Group	2
Census Block	2049
Census Tract	450402

Owner

Source: Citrus County records · APN 17E-17S-20-0210-00150-0190

Assessment roll updated December 3, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8246 N DOWNS RD, CRYSTAL RIVER, FL 34428-9688
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 06, 2025	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC
Aug 31, 2021	Deed of Trust, Mortgage · Construction Mortgage BRANNEN BANK
Dec 15, 2023	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Apr 27, 2021	Intrafamily Transfer, Transfer
Mar 08, 2021	Warranty Deed, Transfer TITLE US LLC, TITLE USA LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 15, 2023 · Amount on Record
Deed Sale	Dec 15, 2023 · Amount on Record
Prior Sale	Mar 08, 2021 · Amount on Record
Deed Document Number	202372130
Deed Book / Page	3432 / 68
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	8246 N DOWNS RD, CRYSTAL RIVER, FL 34428-9688
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8246 N DOWNS RD, CRYSTAL RIVER, FL 34428-9688

Mortgage

Document Number	0036072415
Date	Oct 06, 2025
Book Page	3607/2415
Instrument	2025060380

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2055

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	8246 N DOWNS RD, CRYSTAL RIVER, FL 34428-9688
Transaction Type	Mortgage
Record Updated	Jan 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5561 W CAGNEY LOOP, HOMOSASSA, FL 34448-2138
Investor	Possibly a Property Investor

Mortgage

Document Number	0032002401
Date	Aug 31, 2021
Book Page	3200/2401
Instrument	2021060353

Lender

Name	BRANNEN BANK
Type	Bank
Address	INVERNESS, FL 34450

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Sep 01, 2052

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Dec 15, 2023
Property Address	8246 N DOWNS RD, CRYSTAL RIVER, FL 34428-9688
Document Number	0034320068
Book / Page	3432 / 68
Map Reference	MB 8 PG 82
Instrument Date	Dec 11, 2023
Instrument	2023072130
Transaction Type	Transfer
Record Updated	Jan 09, 2024
Title Company	INCOMPASS TITLE LLC, COMPASS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,710.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8246 N DOWNS RD, CRYSTAL RIVER, FL 34428-9688

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8246 N DOWNS RD, CRYSTAL RIVER, FL 34428-9688

Mortgage

Document Number	0000343270
Date	Dec 15, 2023
Instrument	3432/70

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CITRUS FL
Recording Date	Apr 27, 2021
Property Address	8246 N DOWNS RD, CRYSTAL RIVER, FL 34428-9688
Document Number	0031581990
Book / Page	3158 / 1990
Map Reference	MB 745 PG 2143&2144
Instrument Date	Apr 26, 2021
Instrument	2021027906
Transaction Type	Transfer
Record Updated	Jan 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6926 W GROVER CLEVELAND BLVD, HOMOSASSA, FL 34446-1302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5561 W CAGNEY LOOP, HOMOSASSA, FL 34448-2138
Investor	Possibly a Property Investor

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Mar 08, 2021
Property Address	8246 N DOWNS RD, CRYSTAL RIVER, FL 34428-9688
Document Number	0031411968
Book / Page	3141 / 1968
Map Reference	MB 8 PG 82
Instrument Date	Feb 24, 2021
Instrument	2021014469
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	TITLE US LLC, TITLE USA LLC

Transaction

Amount	Amount Recorded
Tax	$112.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5539 NW 44TH WAY, COCONUT CREEK, FL 33073-5010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5561W W CAGNEY LOOP, HOMOSASSA, FL 34448-2138
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,786.00 (-1.26%)	$349,969 (-1.9%) Land $25,000 Building $324,969	$349,969 (-1.9%) Land $25,000 Building $324,969
2024	$4,847.00 (+5.95%) Homeowner's exemption Additional exemption filed	$356,747 (+21.07%) Land $21,000 Building $335,747	$356,747 (+21.07%) Land $21,000 Building $335,747
2023	$4,575.00 (+1,639.54%)	$294,673 (+1,537.07%) Land $20,000 Building $274,673	$294,673 (+1,537.07%) Land $20,000 Building $274,673
2022	$263.00 Additional exemption filed	$18,000 Land $18,000	$18,000 Land $18,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120174504022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	About 1 in 469 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 74 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Fiber	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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