Monroe County property record for 8245 Heather, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 5 Baths |
| Year Built | Built 1999 |
| Square Footage | 1,136 sqft Building Perimeter |
| Lot Size | 112,820 sqft (2.59 acres) |
| Garage | 720 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $7,565.00 (2024) |
| Primary APN | 07-11-100-013-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Building Area | 1,136 sqft Building Perimeter |
| 1st Floor | 1,136 sqft 1st Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 112,820 sqft (2.59 acres) |
| Driveway | Driveway Concrete |
| Driveway Area | 550 sqft Driveway |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 720 sqft Garage |
| Porch Area | 436 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 8245 HEATHER |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-5419 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PART LOT 10 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 11 |
| Legal Subdivision | HEATHER HEIGHTS |
| Legal Lot Number | 10 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 11 |
| Census Blockgroup | 2 |
| Census Block | 2046 |
| Census Tract | 600402 |
Source: Monroe County records · APN 07-11-100-013-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8245 HEATHER, WATERLOO, IL 62298-5419 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 28, 2021 | Deed of Trust, Mortgage · Building or Construction Mortgage HOME LOAN EXPERT LLC |
| Apr 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Nov 26, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HOME LOAN EXPERT LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Apr 13, 2026 |
| Property Address | 8245 HEATHER, WATERLOO, IL 62298-5419 |
| Document Number | 0000442067 |
| Instrument Date | Apr 08, 2026 |
| Instrument | 2026442067 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 8245 HEATHER, WATERLOO, IL 62298-5419 |
| Investor | Possibly a Property Investor |
| Document Number | 0000442067, |
|---|---|
| Date | Apr 13, 2026 |
| Instrument | 2026442067 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.99% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 8245 HEATHER, WATERLOO, IL 62298-5419 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000416736 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 416736 |
| Name | HOME LOAN EXPERT LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 01, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 8245 HEATHER, WATERLOO, IL 62298-5419 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000389239 |
|---|---|
| Date | Apr 13, 2017 |
| Instrument | 389239 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 26, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 8245 HEATHER, WATERLOO, IL 62298-5419 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000404937 |
|---|---|
| Date | Nov 26, 2019 |
| Instrument | 404937 |
| Name | HOME LOAN EXPERT LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 01, 2044 |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $142,500 (+23.62%) Land $16,870 Building $125,630 | $427,500 (+23.62%) Land $50,610 Building $376,890 | |
| 2024 | $7,565.00 | ||
| 2022 | Additional exemption filed | $115,270 Land $16,870 Building $98,400 | $345,810 Land $50,610 Building $295,200 |
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