8240 County Downs Ln, Charlotte, NC 28270 Property Records

Mecklenburg County property record for 8240 County Downs Ln, Charlotte, NC 28270

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,359 sqft · built 1988
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Mar 2024)
Tax Bill	$5,474 (2023)
Deeds & Mortgages	May 2026 Line of Credit Mar 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`213-141-21`

Property Details

APN / Parcel Number

Primary APN	`213-141-21`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,359 sqft Living Area
1st Floor Area	1,285 sqft
Upper Floors Area	1,267 sqft
Basement Area	807 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2015
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Other
Lot Area	23,087 sqft (0.53 acres)
Garage Area	460 sqft
Porch	Finished/Open Porch
Porch Area	278 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	8240 COUNTY DOWNS LN
City	CHARLOTTE
State	NC
Zip	28270-0937
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	P23 M21-563
Legal Subdivision	SARDISCROFT
Legal Block	1
Legal Lot Number	21
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2004
Census Tract	3015

Owner

8240 County Downs Ln is owned and occupied by two individuals who bought it in March 2024.

Source: Mecklenburg County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8240 COUNTY DOWNS LN, CHARLOTTE, NC 28270-0937
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA
Mar 13, 2024	Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NATIONA
May 11, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 14, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 15, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2024 · Amount on File
Deed Sale	Mar 13, 2024 · Amount on File
Prior Sale	Feb 15, 2017 · Amount on File
Deed Document Number	202422317
Deed Book / Page	38687 / 549
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	May 12, 2026
Property Address	8240 COUNTY DOWNS LN, CHARLOTTE, NC 28270-0937
Document Number	0000049698
Book / Page	40416 / 22
Instrument Date	May 5, 2026
Instrument	202649698
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8240 COUNTY DOWNS LN, CHARLOTTE, NC 28270-0937

Mortgage

Document Number	0000049698,
Date	May 12, 2026
Book Page	40416/22
Instrument	202649698

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 5, 2056

Interest

Rate	6.37%
Max Rate	-1%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 13, 2024
Property Address	8240 COUNTY DOWNS LN, CHARLOTTE, NC 28270-0937
Document Number	0000022317
Book / Page	38687 / 549
Map Reference	MB 21 PG 563
Instrument Date	Mar 8, 2024
Instrument	2024022317
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	THE TITLE GROUP INC, NH TITLE GROUP INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8240 COUNTY DOWNS LN, CHARLOTTE, NC 28270-0937

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8240 COUNTY DOWNS LN, CHARLOTTE, NC 28270-0937

Mortgage

Document Number	0000022318
Date	Mar 13, 2024
Instrument	2024022318

Lender

Name	MORGAN STANLEY PRIVATE BANK NATIONA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 11, 2018
Property Address	8240 COUNTY DOWNS LN, CHARLOTTE, NC 28270-0937
Document Number	0000057459
Book / Page	032670 / 000959
Instrument Date	May 9, 2018
Instrument	57459
Transaction Type	Transfer
Record Updated	Jun 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	8240 COUNTY DOWNS LN CHARLOTTE NC 282700937, CHARLOTTE, NC 28270-0937

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 14, 2018
Property Address	8240 COUNTY DOWNS LN, CHARLOTTE, NC 28270-0937
Document Number	0000073727
Book / Page	032754 / 000671
Instrument Date	May 9, 2018
Instrument	73727
Transaction Type	Transfer
Record Updated	Jul 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	8240 COUNTY DOWNS LN CHARLOTTE NC 282700937, CHARLOTTE, NC 28270-0937

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 15, 2017
Property Address	8240 COUNTY DOWNS LN, CHARLOTTE, NC 28270-0937
Document Number	0000019906
Book / Page	031569 / 000814
Instrument Date	Feb 15, 2017
Instrument	19906
Transaction Type	Transfer
Record Updated	Feb 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$930.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8240 COUNTY DOWNS LN CHARLOTTE NC 282700937, CHARLOTTE, NC 28270-0937

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$655,600 Land $114,000 Building $541,600	$655,600 Land $114,000 Building $541,600
2023	$5,474.00	$567,300 Land $114,000 Building $453,300	$567,300 Land $114,000 Building $453,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8240 County Downs Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1987–1995)
Most Recent Claim	Aug 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8240 County Downs Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

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