824 W Spencer St, Appleton, WI 54914 Property Records

Outagamie County property record for 824 W Spencer St, Appleton, WI 54914

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,920 sqft · built 1890
Lot Size	0.179 acres (7,797 sqft)
Owner	2 Individual Names on Record
Last Sale	$74,000 (Jan 2017)
Tax Bill	$2,111 (2024)
Deeds & Mortgages	Oct 2017 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-3-0778-00`

Property Details

APN / Parcel Number

Primary APN	`31-3-0778-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,920 sqft Living Area
Gross Area	2,976 sqft
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,797 sqft (0.179 acres)
Lot Dimensions	150 ft deep x 52 ft wide
Garage Type	Detached
Garage Area	660 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Street Address	824 W SPENCER ST
City	APPLETON
State	WI
Zip	54914-5320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	GRAND CHUTE PLAT 3WD LOT 15 BLK 38
Legal Subdivision	GRAND CHUTE
Legal Block	38
Legal Lot Number	15
Jurisdiction	OUTAGAMIE WI
Township / Civil Division	APPLETON
Census Block Group	3
Census Block	3018
Census Tract	11002

Owner

Source: Outagamie County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	824 W SPENCER ST, APPLETON, WI 54914-5320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN MTG & EQUITY CNSLTS I
Jan 5, 2017	Grant Deed, Transfer · Conventional Mortgage MARINE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2017 · Amount on Record
Deed Sale	Jan 5, 2017 · Amount on Record
Prior Sale	Oct 27, 2011 · Amount on Record
Deed Document Number	20172094159
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OUTAGAMIE WI
Property Address	824 W SPENCER ST, APPLETON, WI 54914-5320
Document Number	0002116831
Instrument Date	Oct 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	824-824 1/2 W SPENCER APPLETON WI 54914, APPLETON, WI 54914

Mortgage

Document Number	0002116831
Date	Oct 12, 2017
Instrument	2116831

Lender

Name	AMERICAN MTG & EQUITY CNSLTS I
Type	Mortgage Company
Address	BLOOMINGTON, MN 55435

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 11, 2047

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OUTAGAMIE WI
Recording Date	Jan 5, 2017
Property Address	824 W SPENCER ST, APPLETON, WI 54914-5320
Document Number	0002094159
Instrument Date	Dec 21, 2016
Instrument	2094159
Transaction Type	Transfer
Record Updated	Jan 12, 2017
Title Company	KNIGHT BARRY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	824 W SPENCER ST APPLETON WI 549145320, APPLETON, WI 54914-5320

Mortgage

Document Number	2094160,
Date	Jan 5, 2017
Instrument	2094160

Lender

Name	MARINE CU
Type	Credit Union
Address	LA CROSSE, WI 54603

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 4, 2032

Interest

Rate Type	Adjustable Rate
Rate	8.87%

Tax Assessment & Valuation

Source: Outagamie County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Appleton City
County	Outagamie County
Unified School District	Appleton Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$152,600 (-) Land $24,600 Building $128,000	$172,800 (-)
2024	$2,111.00 (-4.13%) Homeowner's exemption	$152,600 (-) Land $24,600 Building $128,000	$172,800 (+7.44%)
2023	$2,202.00 (-7.28%) Homeowner's exemption	$152,600 (+53.37%) Land $24,600 Building $128,000	$160,839 (+28.29%) Land $25,928 Building $134,911
2022	$2,375.00 Homeowner's exemption	$99,500 Land $20,000 Building $79,500	$125,369 Land $25,200 Building $100,169

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APPLETON WATERWORKS serves 74,511 people · EPA ID WI4450333
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Bertram Communications, Verizon.

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