Calvert County property record for 824 W Mount Harmony Rd, Owings, MD 20736
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,632 sqft · built 1940 |
| Lot Size | 0.63 acres (27,442 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,691 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-006069 |
| Primary APN | 03-006069 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,632 sqft Total Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 27,442 sqft (0.63 acres) |
| Porch | Slab |
| Porch Area | 100 sqft |
| Deck Area | 144 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 006069 |
|---|---|
| Street Address | 824 W MOUNT HARMONY RD |
| City | OWINGS |
| State | MD |
| Zip | 20736-8917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUR |
| Legal Description | 27,442 SF 824 W MT HARMONY RD OWINGS |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 860200 |
824 W Mount Harmony Rd is owned and occupied by an individual.
Source: Calvert County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 824 W MOUNT HARMONY RD, OWINGS, MD 20736-8917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 824 W Mount Harmony Rd was $2,691.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $234,067 | $244,600 Land $133,700 Building $110,900 | |
| 2025 | $2,691.00 | ||
| 2023 | $2,221.00 | $213,800 | $228,800 Land $133,700 Building $95,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 824 W Mount Harmony Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2002–2003) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2003 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 824 W Mount Harmony Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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