824 Trestle Pt, Lathrop, CA 95330 Property Records

San Joaquin County property record for 824 Trestle Pt, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,811 sqft · built 2006
Lot Size	0.143 acres (6,237 sqft)
Owner	2 Individual Names on Record
Last Sale	$296,500 (Dec 2013)
Tax Bill	$10,324 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2019 Line of Credit + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`191-610-300-000`

Property Details

APN / Parcel Number

Primary APN	`191-610-300-000`
Alternative APN	`191-610-30`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,811 sqft Living Area
1st Floor Area	1,811 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,237 sqft (0.143 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	191-610-30
Street Address	824 TRESTLE PT
City	LATHROP
State	CA
Zip	95330-8644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	06-FM PT 191-350-02/MOSSDALE LANDING-NORTH UNIT #3
Legal Subdivision	MOSSDALE LANDING NORTH
Legal Block	1
Legal Lot Number	50
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	1
Census Block	1020
Census Tract	5119

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	824 TRESTLE PT, LATHROP, CA 95330-8644
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Jun 26, 2019	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Mar 17, 2022	Grant Deed, Transfer · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2013 · Amount on Record
Deed Sale	Dec 31, 2013 · Amount on Record
Prior Sale	May 7, 2010 · Amount on Record
Deed Document Number	2013162228
Prior Transfer Date	Feb 5, 2010
Prior Transfer Doc	0000025010
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	824 TRESTLE PT, LATHROP, CA 95330-8644
Transaction Type	Mortgage
Record Updated	Jul 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 TRESTLE PT, LATHROP, CA 95330-8644

Mortgage

Document Number	0000106127
Date	Jun 22, 2021
Instrument	2021-106127

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	824 TRESTLE PT, LATHROP, CA 95330-8644
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY AUBURN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 TRESTLE PT, LATHROP, CA 95330-8644

Mortgage

Document Number	0000066801
Date	Jun 26, 2019
Instrument	2019-066801

Lender

Name	PATELCO CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 30, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 17, 2022
Property Address	824 TRESTLE PT, LATHROP, CA 95330-8644
Document Number	0000035982
Map Reference	MB 40 PG 9
Instrument Date	Feb 3, 2021
Instrument	2022-035982
Transaction Type	Transfer
Record Updated	Mar 30, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	24 TRESTLE POINT, LATHROP, CA 95330

Mortgage

Document Number	0000035983
Date	Mar 17, 2022
Instrument	2022-035983

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,324.00 (-3.16%)
2025	$10,661.00 (+7.34%) Homeowner's exemption	$642,800 (+8.34%) Land $190,000 Building $452,800
2023	$9,932.00 (+36.69%) Homeowner's exemption	$593,300 Land $175,000 Building $418,300	$666,900
2022	$7,266.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	22 (1983–2017)
Claims Outside the SFHA	13 of 22
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Apr 2006 · 5 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Ayera Technologies, Matrix Broadband, Verizon.

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