Monroe County property record for 824 Terry Ln, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 747 sqft · built 2003 |
| Lot Size | 0.208 acres (9,070 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $460,000 (Dec 2014) |
| Tax Bill | $4,426 (2024) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 00014340-000824 |
| Primary APN | 00014340-000824 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 747 sqft Living Area |
| 1st Floor Area | 747 sqft |
| Attic Area | 396 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wood |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Wood |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 9,070 sqft (0.208 acres) |
| Lot Dimensions | 20 ft deep x 50 ft wide |
| Porch | Open Porch |
| Porch Area | 61 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 8982370 |
|---|---|
| Street Address | 824 TERRY LN |
| City | KEY WEST |
| State | FL |
| Zip | 33040-7331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 824 TERRY LANE COURT A CONDOMINIUM OR1823-1480/81 OR1978-1310/11 OR2603-97/98 OR2716-244/46 |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 06 |
| Legal Subdivision | KEY WEST SQUARE 01 TR 03 |
| Legal Tract | 3 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 972400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 824 TERRY LN, KEY WEST, FL 33040-7331 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2014 · Amount on Record |
| Deed Sale | Dec 12, 2014 · Amount on Record |
| Prior Sale | Dec 10, 2012 · Amount on Record |
| Deed Document Number | 2008634 |
| Deed Book / Page | 2716 / 0244 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 824 TERRY LN, KEY WEST, FL 33040-7331 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0030742198 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | 3074/2198 |
| Instrument | 2303534 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2041 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $535,845 (+5.99%) | $860,065 (+55.38%) Land $685,139 Building $174,926 | |
| 2024 | $4,426.00 (+1.79%) | ||
| 2023 | $4,348.00 (+4.54%) Homeowner's exemption | $505,577 (+3%) | $553,511 (-0.64%) Land $392,332 Building $161,179 |
| 2022 | $4,159.00 Homeowner's exemption | $490,852 | $557,093 Land $392,332 Building $164,761 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 148 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 180 units insured incl. 32 condo units |
| Nearby Flood Claims | 84 (1980–2022) |
| Claims Outside the SFHA | 41 of 84 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications, Verizon.
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