824 Spruce St, Riverside, CA 92507 Property Records

Riverside County property record for 824 Spruce St, Riverside, CA 92507

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,559 sqft · built 1962
Lot Size	0.2 acres (8,712 sqft)
Owner	Trust Name on Record
Last Sale	$115,000 (Sep 1998)
Tax Bill	$2,066 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Dec 2022 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`251-022-018`

Property Details

APN / Parcel Number

Primary APN	`251-022-018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,559 sqft Living Area
Gross Area	2,057 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1963
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	498 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	251022018
Street Address	824 SPRUCE ST
City	RIVERSIDE
State	CA
Zip	92507-2501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R106
Legal Description	LOT 22 MB 045/014 TR 2415
Legal Subdivision	2415
Legal Tract	2415
Legal Lot Number	22
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	1
Census Block	1007
Census Tract	42213

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	824 SPRUCE ST, RIVERSIDE, CA 92507-2501
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Dec 22, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Sep 9, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Aug 26, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 1998 · Amount on Record
Deed Sale	Sep 18, 1998 · Amount on Record
Prior Sale	Oct 20, 2016
Deed Document Number	0000399342
Deed Book / Page	251
Last Transfer Date	Dec 21, 2016
Transfer Doc	0000569531
Record Updated	Jun 7, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	824 SPRUCE ST, RIVERSIDE, CA 92507-2501
Transaction Type	Mortgage
Record Updated	Nov 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 SPRUCE ST, RIVERSIDE, CA 92507-2501

Mortgage

Document Number	0000336934
Date	Oct 31, 2025
Instrument	2025-0336934

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	824 SPRUCE ST, RIVERSIDE, CA 92507-2501
Transaction Type	Mortgage
Record Updated	Jan 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 SPRUCE ST, RIVERSIDE, CA 92507-2501

Mortgage

Document Number	0000511147
Date	Dec 22, 2022
Instrument	2022-0511147

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2042

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	824 SPRUCE ST, RIVERSIDE, CA 92507-2501
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 SPRUCE ST, RIVERSIDE, CA 92507-2501

Mortgage

Document Number	0000611110
Date	Oct 15, 2021
Instrument	2021-0611110

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	824 SPRUCE ST, RIVERSIDE, CA 92507-2501
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 SPRUCE ST, RIVERSIDE, CA 92507-2501

Mortgage

Document Number	0000422511
Date	Sep 9, 2020
Instrument	2020-0422511

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	824 SPRUCE ST, RIVERSIDE, CA 92507-2501
Document Number	0000340329
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 13, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	824 SPRUCE ST RIVERSIDE CA 925072501, RIVERSIDE, CA 92507-2501

Mortgage

Document Number	0000340329
Date	Sep 3, 2019
Instrument	340329

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2049

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,066.00 (+3.77%)	$180,253 (+4.04%) Land $54,853 Building $125,400
2023	$1,991.00 (+1.84%)	$173,256 Land $52,724 Building $120,532
2022	$1,955.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1995–1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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