824 SE Madison Ave, Stuart, FL 34996 Property Records

Martin County property record for 824 SE Madison Ave, Stuart, FL 34996

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,698 sqft · built 1972
Lot Size0.181 acres (7,884 sqft)
Owner2 Individual Names on Record
Last Sale$442,000 (Aug 2024)
Tax Bill$158 (2025)
Deeds & MortgagesNov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN03-38-41-023-043-0001.0-9-0000

Property Details

APN / Parcel Number

Primary APN03-38-41-023-043-0001.0-9-0000
Alternative APNs
  • 03-38-41-023-043-00010-9
  • 338410230430001090000
  • 20832

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,698 sqft Living Area
1st Floor Area1,698 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1987
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,884 sqft (0.181 acres)
Garage TypeCarport
Garage Area143 sqft
CarportCarport
Carport Area143 sqft

Exterior Amenities

Pool Area392 sqft
PorchSlab
Porch Area331 sqft
Deck Area388 sqft
Patio Area776 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address824 SE MADISON AVE
CitySTUART
StateFL
Zip34996-3263
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionBROADWAY ST LUCIE ESTATES LOT 1 & S 12 1/2 OF LOT 2 BLK 43 OR 341/542
Legal Range41E
Legal Township38S
Legal Section3
Legal SubdivisionBROADWAY SECTION OF ST LUCIE ESTATES SUB
Legal Block43
Legal Lot Number1,2
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group1
Census Block1039
Census Tract902

Owner

Source: Martin County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address824 SE MADISON AVE, STUART, FL 34996-3263
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 13, 2024 · Amount on Record
Deed SaleAug 13, 2024 · Amount on Record
Prior SaleDec 1, 2015 · Amount on Record
Deed Document Number20243086397
Deed Book / Page3453 / 36
Record UpdatedSep 20, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address824 SE MADISON AVE, STUART, FL 34996-3263
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029612904
DateNov 30, 2017
Book Page02961/2904
Instrument2666817
Lender
NameSEACOAST NATIONAL BANK
TypeBank
AddressSTUART, FL 34995
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueNov 21, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Martin County assessment roll, as of August 27, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
MunicipalityStuart City
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$158.00 (-87.45%)$375,810 (+179.17%) Land $145,000 Building $230,810$375,810 (+17.86%) Land $145,000 Building $230,810
2024$1,259.00 (+3.2%)
2023$1,220.00 (-0.41%) Additional exemption filed$134,617 (+3%)$318,860 (+25.17%) Land $140,000 Building $178,860
2022$1,225.00 Homeowner's exemption$130,697$254,750 Land $131,300 Building $123,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 42 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies42 in force
Nearby Flood Claims14 (1999–2018)
Claims Outside the SFHA10 of 14
Most Recent ClaimMay 2018 · other causes
Claims by Event
  • Hurricane Wilma, Oct 2005 · 2 claims
  • Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTUART, CITY OF - WATER PLANT
serves 16,841 people · EPA ID FL4430259
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Blue Stream.

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