824 SE 43rd Ter, Topeka, KS 66609 Property Records

Shawnee County property record for 824 SE 43rd Ter, Topeka, KS 66609

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,084 sqft · built 1989
Lot Size	0.233 acres (10,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,097 (Jul 2023)
Tax Bill	$4,811 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jul 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`134-19-0-40-06-018.00`

Property Details

APN / Parcel Number

Primary APN	`134-19-0-40-06-018.00`
Alternative APNs	`134-19-0-40-06-018-000` `R39396`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,084 sqft Living Area
Gross Area	3,703 sqft
1st Floor Area	1,316 sqft
Basement Area	850 sqft
Finished Basement	850 sqft
Family Room	Family Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,400 sqft (0.233 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Slab
Porch Area	136 sqft
Deck Area	Deck Area
Patio Area	418 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	824 SE 43RD TER
City	TOPEKA
State	KS
Zip	66609-1651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	OAKWOOD HILLS SUB, S19, T12, R16, BLOCK D, LOT 4, SE 43RD TERR BLK D LOT 4 OAKWOOD HILLS SUB SECTION 19 TOWNSHIP 12 RANGE 16
Legal Range	16E
Legal Township	12S
Legal Section	19
Legal Subdivision	OAKWOOD HILLS SUB
Legal Tract	37
Legal Block	D
Legal Lot Number	4
Jurisdiction	SHAWNEE KS
Township / Civil Division	TOPEKA
Census Block Group	1
Census Block	1010
Census Tract	3701

Owner

Source: Shawnee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	824 SE 43RD TER, TOPEKA, KS 66609-1651
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 31, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 30, 2019	Deed of Trust, Mortgage · Line of Credit CAPITOL FEDERAL SAVINGS BANK
Aug 29, 2018	Warranty Deed, Transfer · ARM CAPITOL FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2023 · Amount on Record
Deed Sale	Jul 31, 2023 · Amount on Record
Prior Sale	Aug 29, 2018 · Amount on Record
Deed Document Number	202311218
Prior Transfer Date	Jun 9, 2010
Prior Transfer Doc	4813/013
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHAWNEE KS
Property Address	824 SE 43RD TER, TOPEKA, KS 66609-1651
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 SE 43RD TER, TOPEKA, KS 66609-1651

Mortgage

Document Number	2025R15085
Date	Sep 24, 2025
Instrument	2025R15085

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHAWNEE KS
Recording Date	Jul 31, 2023
Property Address	824 SE 43RD TER, TOPEKA, KS 66609-1651
Document Number	2023R11218
Instrument Date	Jul 25, 2023
Instrument	2023R11218
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	LAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF KANSAS INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2023R11219
Date	Jul 31, 2023
Instrument	2023R11219

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Change Frequency	Quarterly
Index	5-Year CMT

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHAWNEE KS
Property Address	824 SE 43RD TER, TOPEKA, KS 66609-1651
Transaction Type	Mortgage
Record Updated	May 22, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R05872
Date	Apr 30, 2019
Instrument	2019R05872

Lender

Name	CAPITOL FEDERAL SAVINGS BANK
Type	Bank
Address	TOPEKA, KS 66603

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	205 Months
Due	May 10, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHAWNEE KS
Recording Date	Aug 29, 2018
Property Address	824 SE 43RD TER, TOPEKA, KS 66609-1651
Document Number	2018R14886
Instrument Date	Aug 28, 2018
Instrument	2018R14886
Transaction Type	Transfer
Record Updated	Jul 1, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	00000

Mortgage

Document Number	2018R14887
Date	Aug 29, 2018
Instrument	2018R14887

Lender

Name	CAPITOL FEDERAL SAVINGS BANK
Type	Bank
Address	TOPEKA, KS 66603

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Sep 1, 2021
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	7.5%

Tax Assessment & Valuation

Source: Shawnee County assessment roll, as of July 2, 2025

Property Jurisdictions

Type	Name
State	Kansas
County	Shawnee County
Municipality	Topeka City
Unified School District	Shawnee Heights Unified School District 450 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,811.00 (+0.06%)	$31,924 (-7.18%)	$277,600 (-7.18%) Land $17,750 Building $259,850
2024	$4,808.00 (-9.09%)
2023	$5,289.00 (+12.84%)	$34,393	$299,070
2022	$4,687.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 11, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	3 (2026)
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jun 2026 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 88% of Kansas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOPEKA serves 125,963 people · EPA ID KS2017701
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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