St. Clair County property record for 824 Saint Nicholas Dr, O Fallon, IL 62269
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 990 sqft · built 2005 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $266,000 (Oct 2020) |
| Tax Bill | $7,454 (2025) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage Feb 2019 Mortgage + 1 more |
| APN | 04-20-0-415-019 |
| Primary APN | 04-20-0-415-019 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 990 sqft Living Area |
| Basement Area | 990 sqft |
| Unfinished Basement | 990 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 16,988 sqft (0.39 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 96 sqft |
| Cooling System | Central |
|---|
| Street Address | 824 SAINT NICHOLAS DR |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-3175 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE ESTATES AT PRAIRIE CROSSING 1ST ADD LOT 18 A02672726 |
| Legal Subdivision | THE ESTATES |
| Legal Block | 415 |
| Legal Lot Number | 18 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | O'FALLON |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 504351 |
824 Saint Nicholas Dr is owned and occupied by two individuals who bought it in October 2020.
Source: St. Clair County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 824 SAINT NICHOLAS DR, O FALLON, IL 62269-3175 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 26, 2020 | Warranty Deed, Transfer · Conventional with PMI FAIRWAY INDEPENDENT MTG |
| Feb 23, 2019 | Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MTG |
| May 15, 2018 | Warranty Deed, Transfer · VA Mortgage PRIME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2020 · Amount on File |
| Deed Sale | Oct 26, 2020 · Amount on File |
| Prior Sale | May 15, 2018 · Amount on File |
| Deed Document Number | 20202672726 |
| Prior Transfer Date | Jan 18, 2007 |
| Prior Transfer Doc | 0002024826 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Oct 26, 2020 |
| Property Address | 824 SAINT NICHOLAS DR, O FALLON, IL 62269-3175 |
| Document Number | 00A2672726 |
| Instrument Date | Oct 23, 2020 |
| Instrument | 2672726 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2020 |
| Title Company | TOWN AND COUNTRY TITLE COMPANY, TOWN & CNTRY TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $399.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 824 SAINT NICHOLAS DR O FALLON IL 622693175, O FALLON, IL 62269-3175 |
| Document Number | A2672727 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 2672727 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 25, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 824 SAINT NICHOLAS DR, O FALLON, IL 62269-3175 |
| Document Number | 00A2605374 |
| Instrument Date | Feb 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2019 |
| Title Company | TOWN AND COUNTRY TITLE COMPANY, TOWN & CNTRY TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 824 SAINT NICHOLAS DR O FALLON IL 622693175, O FALLON, IL 62269-3175 |
| Document Number | 00A2605374 |
|---|---|
| Date | Mar 1, 2019 |
| Instrument | 2605374 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 28, 2049 |
| Rate | 4% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | May 15, 2018 |
| Property Address | 824 SAINT NICHOLAS DR, O FALLON, IL 62269-3175 |
| Document Number | 00A2576236 |
| Instrument Date | May 9, 2018 |
| Instrument | 2576236 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2018 |
| Title Company | PROFESSIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $337.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 824 SAINT NICHOLAS DR O FALLON IL 622693175, O FALLON, IL 62269-3175 |
| Document Number | A2576237 |
|---|---|
| Date | May 15, 2018 |
| Instrument | 2576237 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 14, 2048 |
| Rate | 5.25% |
|---|
The 2025 property tax bill for 824 Saint Nicholas Dr was $7,454 with a homeowner's exemption.
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | O'Fallon Township |
| Municipality | O'Fallon City |
| Elementary School District | O'Fallon Community Consolidated School District 90 (PK - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,454.00 | $109,415 Land $28,161 Building $81,254 | $328,245 Land $84,483 Building $243,762 |
| 2022 | $81,447 Land $20,963 Building $60,484 | $244,341 Land $62,889 Building $181,452 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 824 Saint Nicholas Dr; 7 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 824 Saint Nicholas Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | O FALLON serves 46,603 people · EPA ID IL1631100 |
|---|---|
| Water Source | Purchased surface water from IL AMERICAN-EAST ST LOUIS |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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