824 S Park St, Creston, IA 50801 Property Records

Union County property record for 824 S Park St, Creston, IA 50801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,329 sqft · built 1895
Lot Size	0.565 acres (24,629 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Jan 2024)
Tax Bill	$1,508 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0511403003`

Property Details

APN / Parcel Number

Primary APN	`0511403003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,329 sqft Living Area
1st Floor Area	476 sqft
Basement Area	119 sqft
Unfinished Basement	119 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,629 sqft (0.565 acres)
Lot Dimensions	228 ft deep x 118 ft wide
Garage Type	Detached
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	824 S PARK ST
City	CRESTON
State	IA
Zip	50801-3300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH HILL PCL I IN THE SW COR LOT 37 - SURVEY BK 4 PG 79
Legal Subdivision	SOUTH HILL ADD CRESTON
Legal Lot Number	37
Jurisdiction	UNION IA
Township / Civil Division	CRESTON
Census Block Group	3
Census Block	3024
Census Tract	190200

Owner

824 S Park St is owned and occupied by two individuals who bought it in January 2024.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	824 S PARK ST, CRESTON, IA 50801-3300
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2026	Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MORTGAGE CO
Jan 16, 2024	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2024 · Amount on File
Deed Sale	Jan 16, 2024 · Amount on File
Deed Document Number	202475
Deed Book / Page	1322 / 191
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	824 S PARK ST, CRESTON, IA 50801-3300
Transaction Type	Mortgage
Record Updated	Mar 16, 2026
Title Company	ORCHARD STREET SETTLEMENTS LLC, ORCHARD STREET STLMTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 S PARK ST, CRESTON, IA 50801-3300

Mortgage

Document Number	001373/119
Date	Feb 12, 2026
Book Page	1373/119
Instrument	2026-00000247

Lender

Name	OCEANSIDE MORTGAGE CO
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2056

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IA
Recording Date	Jan 16, 2024
Property Address	824 S PARK ST, CRESTON, IA 50801-3300
Document Number	001322/191
Book / Page	1322 / 191
Map Reference	MB 4 PG 79
Instrument Date	Jan 11, 2024
Instrument	2024-00000075
Transaction Type	Transfer
Record Updated	Feb 22, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$271.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	824 S PARK ST, CRESTON, IA 50801-3300

Mortgage

Document Number	202400000076
Date	Jan 16, 2024
Instrument	2024-00000076

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 824 S Park St was $1,508 with a homeowner's exemption, down 11.1% from the year before.

Source: Union County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Creston City
County	Union County
Unified School District	Creston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,360 (-) Land $21,080 Building $80,280	$101,360 (-) Land $21,080 Building $80,280
2025	$1,508.00 (-11.08%) Homeowner's exemption	$101,360 Land $21,080 Building $80,280	$101,360 Land $21,080 Building $80,280
2024	$1,696.00
2023		$91,640 Land $28,250 Building $63,390	$91,640 Land $28,250 Building $63,390
2022	$1,984.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 824 S Park St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 824 S Park St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTON WATER SUPPLY serves 7,536 people · EPA ID IA8816089
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment Techniques Jun 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Nextlink Fixed Wireless	500 / 100
Lockridge Networks Fixed Wireless	100 / 20

May also be available: OmniTel-Interstate Cablevision, Verizon.

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