824 Powell St, Henderson, KY 42420 Property Records

Henderson County property record for 824 Powell St, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 728 sqft · built 1935
Lot Size	0.045 acres (1,960 sqft)
Owner	Individual Name on Record
Last Sale	$92,000 (Jun 2024)
Tax Bill	$1,020 (2025)
Deeds & Mortgages	Jun 2024 Sale & Mortgage Mar 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2-15-4-25`

Property Details

APN / Parcel Number

Primary APN	`2-15-4-25`
Alternative APNs	`38611` `53657`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	728 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	1,960 sqft (0.045 acres)
Lot Dimensions	98 ft deep x 20 ft wide
Driveway	Gravel Driveway
Porch	Slab
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	53657
Street Address	824 POWELL ST
City	HENDERSON
State	KY
Zip	42420-3771
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	SINGLE FAMILY
Jurisdiction	HENDERSON KY
Township / Civil Division	HENDERSON
Census Block Group	1
Census Block	1025
Census Tract	20300

Owner

Source: Henderson County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	824 POWELL ST, HENDERSON, KY 42420-3771
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2024	Deed, Subdivision Related Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC
Mar 7, 2023	Deed of Trust, Mortgage · Commercial Mortgage INDEPENDENCE BANK OF KENTUCKY
Jul 2, 2018	Deed of Trust, Mortgage · Commercial Mortgage INDEPENDENCE BANK OF KENTUCKY
Jul 2, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2024 · Amount on Record
Deed Sale	Jun 3, 2024 · Amount on Record
Prior Sale	Jul 2, 2018 · Amount on Record
Deed Document Number	20244779
Deed Book / Page	675 / 922
Record Updated	Jun 8, 2026

June 2024: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Jun 3, 2024
Property Address	824 POWELL ST, HENDERSON, KY 42420-3771
Document Number	0RE675/922
Book / Page	RE675 / 922
Instrument Date	May 29, 2024
Instrument	2024004779
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 25, 2025
Title Company	FOREMAN WATSON LAND TTL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$92.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8379 CORRIDORS GENERAL RD, CONCORD, KY 41179

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 POWELL ST, HENDERSON, KY 42420-3771

Mortgage

Document Number	2024004780
Date	Jun 3, 2024
Instrument	2024004780

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2054

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	824 POWELL ST, HENDERSON, KY 42420-3771
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8379 CORYDON GENEVA RD, CORYDON, KY 42406-9540

Mortgage

Document Number	MT1413/724
Date	Mar 7, 2023
Book Page	MT1413/724
Instrument	2023002014

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	HENDERSON, KY 42420

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 2, 2028

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	824 POWELL ST, HENDERSON, KY 42420-3771
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1265/758
Date	Jul 2, 2018
Book Page	MT 1265/758
Instrument	2018006967

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	HENDERSON, KY 42420

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	58 Months
Due	May 24, 2023

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Jul 2, 2018
Property Address	824 POWELL ST, HENDERSON, KY 42420-3771
Document Number	RE0631/732
Book / Page	RE 0631 / 732
Instrument Date	May 24, 2018
Instrument	2018006966
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount Recorded
Tax	$29.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8351 CORYDON GENEVA RD, 8351, CORYDON, KY 42406-9540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8379 CORYDON GENEVA RD, CORYDON, KY 42406-9540

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,020.00 (+214.81%)	$92,000 (+217.24%)	$92,000 (+217.24%)
2023	$324.00 (+0.93%)	$29,000 (-)	$29,000 (-)
2022	$321.00	$29,000	$29,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Henderson Municipal Power & Light Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Watch TV.

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