824 Oak St, Chattanooga, TN 37403 Property Records

Hamilton County property record for 824 Oak St, Chattanooga, TN 37403

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,457 sqft · built 1930
Lot Size0.178 acres (7,755 sqft)
OwnerIndividual Name on File
Last Sale$30,000 (Dec 1986)
Tax Bill$1,516 (2025)
Flood ZoneZone X (minimal risk)
APN146H E 018

Property Details

APN / Parcel Number

Primary APN146H E 018
Alternative APN
  • 0000074415

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,457 sqft Living Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1970
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,755 sqft (0.178 acres)
Lot Dimensions141 ft deep x 55 ft wide

Utilities, Heating & Cooling

Cooling SystemNone
SewerConnected

Location & Zoning

Account Number0000074415
Street Address824 OAK ST
CityCHATTANOOGA
StateTN
Zip37403-2408
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLT J PT LT K G H PRYORS SUB N/R
Legal SubdivisionPRYORS G H
Legal Lot NumberJ
JurisdictionHAMILTON TN
Township / Civil Division6
Census Block Group2
Census Block2017
Census Tract12400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Fort Wood Historic District
listed 1979 · 106 contributing resources · NRIS 79002437

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

824 Oak St is owned by an individual who bought it in December 1986.

Source: Hamilton County records, as of December 31, 2025

Owner of RecordIndividual Name on File
Mailing Address574 18TH ST NW, CLEVELAND, TN 37311-4344
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 8, 1986 · Amount on File
Deed SaleDec 8, 1986 · Amount on File
Deed Document Number0003281856
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 824 Oak St was $1,516, up 4.4% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,516.00 (+4.41%)$100,075 (+54.14%)$400,300 (+54.14%) Land $150,000 Building $250,300
2024$1,452.00$64,925 (-)$259,700 (-) Land $100,000 Building $159,700
2023$1,452.00$64,925 (-)$259,700 (-) Land $100,000 Building $159,700
2022$1,452.00$64,925$259,700 Land $100,000 Building $159,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 824 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 824 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number