824 N Waterloo St, Jackson, MI 49202 Property Records

Jackson County property record for 824 N Waterloo St, Jackson, MI 49202

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,452 sqft · built 1886
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$79,900 (Mar 2020)
Tax Bill	$1,442 (2025)
Deeds & Mortgages	Apr 2020 Mortgage May 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`8-170700000`

Property Details

APN / Parcel Number

Primary APN	`8-170700000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,452 sqft Living Area
1st Floor Area	852 sqft
Basement Area	600 sqft

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	824 N WATERLOO ST
City	JACKSON
State	MI
Zip	49202-3475
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 14 BLK 15 MURPHY'S ADD
Legal Subdivision	MURPHYS ADD
Legal Block	15
Legal Lot Number	14
Legal Unit	14
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1003
Census Tract	6900

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	824 N WATERLOO ST, JACKSON, MI 49202-3475
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERIFIRST FINANCIAL CORP
May 1, 2020	Deed of Trust, Mortgage AMERIFIRST FIN'L CORP
Mar 12, 2020	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP
Aug 24, 2018	Quit Claim Deed, Transfer Quitclaim
Jan 24, 2018	Quit Claim Deed, Transfer Quitclaim
Jul 14, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2020 · Amount on Record
Deed Sale	Mar 12, 2020 · Amount on Record
Prior Sale	Dec 19, 2013 · Amount on Record
Deed Document Number	20202845226
Deed Book / Page	2158 / 637
Prior Transfer Date	Aug 24, 2018
Prior Transfer Doc	0002804136
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	824 N WATERLOO ST, JACKSON, MI 49202-3475
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002848779
Date	Apr 21, 2020
Book Page	2161/290
Instrument	2848779

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	4900

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	824 N WATERLOO ST, JACKSON, MI 49202-3475
Document Number	0002849737
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 N WATERLOO ST MT, MT

Mortgage

Document Number	0002849737
Date	May 4, 2020
Book Page	002161/001248
Instrument	2849737

Lender

Name	AMERIFIRST FIN'L CORP

Agreement

Amount	Amount Recorded

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Mar 12, 2020
Property Address	824 N WATERLOO ST, JACKSON, MI 49202-3475
Document Number	0002845226
Book / Page	2158 / 637
Map Reference	LB 1 PG 49
Instrument Date	Mar 6, 2020
Instrument	2845226
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$688.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7326 GREENWOOD RD, JACKSON, MI 49201-9626

Mortgage

Document Number	0021580638
Date	Mar 12, 2020
Instrument	2158-0638

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MI
Recording Date	Aug 24, 2018
Property Address	824 N WATERLOO ST, JACKSON, MI 49202-3475
Document Number	0002804136
Book / Page	002126 / 001148
Instrument Date	Aug 24, 2018
Instrument	2804136
Transaction Type	Transfer
Record Updated	Sep 17, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	824 N WATERLOO ST JACKSON MI 492023475, JACKSON, MI 49202-3475

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MI
Recording Date	Jan 24, 2018
Property Address	824 N WATERLOO ST, JACKSON, MI 49202-3475
Document Number	0002787224
Book / Page	002113 / 001136
Instrument Date	Jan 24, 2018
Instrument	2787224
Transaction Type	Transfer
Record Updated	Feb 6, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MI
Recording Date	Jul 14, 2017
Property Address	824 N WATERLOO ST, JACKSON, MI 49202-3475
Document Number	0002774044
Book / Page	002103 / 000956
Instrument Date	Jul 13, 2017
Instrument	2774044
Transaction Type	Transfer
Record Updated	Jul 18, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,000 (+12.87%)	$128,000 (+12.87%)
2025	$1,442.00 (-16.84%)	$56,700 (+34.36%)	$113,400 (+34.36%)
2024	$1,734.00 (+9.06%)
2023		$42,200	$84,400
2022	$1,590.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	25 / 3

May also be available: Great Lakes High Speed, Xfinity.

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