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824 Monroe St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 824 Monroe St, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,854 sqft · built 1916
Lot Size0.161 acres (7,000 sqft)
Owner2 Individual Names on File
Last Sale$250,000 (Sep 2021)
Tax Bill$3,362 (2025)
Deeds & MortgagesSep 2021 Mortgage
Sep 2021 Sale
Flood ZoneZone X (minimal risk)
APN023750A000

Property Details

APN / Parcel Number

Primary APN023750A000
Alternative APN
  • 6-009A-B246-00-0007.0000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,854 sqft Living Area
Gross Area2,781 sqft
1st Floor Area1,854 sqft
Basement Area927 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1916
Effective Year BuiltEffective 1916
Architectural StyleMulti-Level
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialAsphalt
Lot Area7,000 sqft (0.161 acres)
Lot Dimensions140 ft deep x 50 ft wide
PorchOpen Porch
Porch Area140 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerConnected

Location & Zoning

Account Number023750A000
Street Address824 MONROE ST
CitySAINT CHARLES
StateMO
Zip63301-1845
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF2
Legal DescriptionPT CITY BLK 246
Legal SubdivisionCITY/ST CHARLES
Legal Block246
Legal Lot Number7
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1024
Census Tract310502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Midtown Neighborhood Historic District
listed 2014 · 537 contributing resources · NRIS 14000885

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

824 Monroe St is owned and occupied by two individuals who bought it in September 2021.

Source: St. Charles County records, as of September 10, 2026

Owner of Record2 Individual Names on File
Mailing Address824 MONROE ST, SAINT CHARLES, MO 63301-1845
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2021Warranty Deed, Transfer · Conventional Mortgage
BROKER SOLUTIONS INC
Sep 2, 2021Executor's Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 2, 2021 · Amount on File
Deed SaleSep 2, 2021 · Amount on File
Prior SaleSep 2, 2021 · Amount on File
Deed Document Number202174062
Prior Transfer DateFeb 13, 2015
Prior Transfer Doc0063072205
Record UpdatedOct 29, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateSep 2, 2021
Property Address824 MONROE ST, SAINT CHARLES, MO 63301-1845
Document Number2021R074063
Instrument DateSep 1, 2021
Instrument2021R-074063
Transaction TypeTransfer
Record UpdatedSep 15, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address719 HIGH POINT DR, 719, LAKE ST LOUIS, MO 63367-2034

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address824 MONROE ST, SAINT CHARLES, MO 63301-1845

Mortgage

Document Number2021R074064
DateSep 2, 2021
Instrument2021R-074064
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

September 2021: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionST CHARLES MO
Recording DateSep 2, 2021
Property Address824 MONROE ST, SAINT CHARLES, MO 63301-1845
Document Number2021R074062
Instrument DateAug 26, 2021
Instrument2021R-074062
Transaction TypeTransfer
Record UpdatedSep 15, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address719 HIGH POINT DR, 719, LAKE SAINT LOUIS, MO 63367-2034

Transferred To (Grantee/Buyer)

NameVerified Name
Address719 HIGH POINT DR, LAKE SAINT LOUIS, MO 63367-2034

Tax Assessment & Valuation

The 2025 property tax bill for 824 Monroe St was $3,362.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$53,640 (-)$282,318 (-) Land $50,000 Building $232,318
2025$3,362.00$53,640$282,318 Land $50,000 Building $232,318
2023$51,224
2022$269,604 Land $37,500 Building $232,104

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 824 Monroe St in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims17 (1980–2022)
Claims Outside the SFHA3 of 17
Most Recent ClaimAug 2022 · tidal / storm surge
Claims by Event
  • Severe Storms & Flooding, Aug 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 824 Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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