824 Mansfield Rd, Saint Joseph, MO 64504 Property Records

Buchanan County property record for 824 Mansfield Rd, Saint Joseph, MO 64504

Property Summary

Property Type	Single Family Home
Details	1,156 sqft · built 1932
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Tax Bill	$887 (2025)
Deeds & Mortgages	Apr 2024 Mortgage
APN	`06-9.0-32-001-002-002.000`

Property Details

APN / Parcel Number

Primary APN	`06-9.0-32-001-002-002.000`

Interior

Building Area	1,156 sqft Base Area
1st Floor Area	1,156 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	198 ft deep x 60 ft wide

Location & Zoning

Street Address	824 MANSFIELD RD
City	SAINT JOSEPH
State	MO
Zip	64504-1734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	32-57-35NESUB: LOT: BLK:LGL DESC:BEG AT POINT 20' S & 118.35' W OF NE COR OF NW4 OF NE4 OF SEC 32 TH W 60' TH S 198.5' E 60' TH N 198.5' TO POB
Legal Range	35W
Legal Township	57N
Legal Section	32
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2004
Census Tract	2300

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	824 MANSFIELD RD, SAINT JOSEPH, MO 64504-1734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	824 MANSFIELD RD, SAINT JOSEPH, MO 64504-1734
Transaction Type	Mortgage
Record Updated	May 3, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 MANSFIELD RD, SAINT JOSEPH, MO 64504-1734

Mortgage

Document Number	003796/505
Date	Apr 19, 2024
Book Page	3796/505
Instrument	2024002888

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Type Change Date	May 1, 2029
Min Rate At Change	5.12%
Max Rate At Change	9.15%
Index	1-Year CMT
Margin	3
Max Rate	12.1%

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$887.00 (+0.11%)	$12,250 (+4.7%) Land $3,700 Building $8,550	$64,480 (+4.69%) Land $19,490 Building $44,990
2024	$886.00 (+14.03%)
2023	$777.00 (-0.64%)	$11,700 (-) Land $3,700 Building $8,000	$61,590 (-) Land $19,490 Building $42,100
2022	$782.00	$11,700 Land $3,700 Building $8,000
2021			$61,590 Land $19,490 Building $42,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20