Defiance County property record for 824 Karnes Ave, Defiance, OH 43512
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 720 sqft · built 1956 |
| Lot Size | 0.119 acres (5,201 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $712 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Oct 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B014154001300 |
| Primary APN | B014154001300 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 720 sqft Living Area |
| Gross Area | 2,192 sqft |
| 1st Floor Area | 720 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 5,201 sqft (0.119 acres) |
| Lot Dimensions | 130 ft deep x 40 ft wide |
| Garage Type | Mixed |
| Garage Area | 308 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 112 sqft |
| Canopy | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 824 KARNES AVE |
|---|---|
| City | DEFIANCE |
| State | OH |
| Zip | 43512-3066 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KAHLOS FIRST ADD TO E DEF LOT 9 |
| Legal Subdivision | KAHLOS ADD 1 |
| Legal Lot Number | 9 |
| Jurisdiction | DEFIANCE OH |
| Township / Civil Division | DEFIANCE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 958800 |
824 Karnes Ave is owned and occupied by an individual who acquired it in February 2021.
Source: Defiance County records, as of October 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 824 KARNES AVE, DEFIANCE, OH 43512-3066 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 5, 2021 | Warranty Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK |
| Oct 20, 2020 | Deed of Trust, Mortgage · Line of Credit KEY BANK NA |
| Jul 7, 2020 | Intrafamily Transfer, Transfer |
| Jul 2, 2019 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2021 |
| Deed Sale | Feb 5, 2021 |
| Prior Sale | Jul 2, 2019 · Amount on File |
| Deed Document Number | 2021657 |
| Deed Book / Page | 435 / 1641 |
| Prior Transfer Date | Jul 7, 2020 |
| Prior Transfer Doc | 429/1451 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Recording Date | Feb 5, 2021 |
| Property Address | 824 KARNES AVE, DEFIANCE, OH 43512-3066 |
| Document Number | 435/1641 |
| Book / Page | 435 / 1641 |
| Instrument Date | Feb 5, 2021 |
| Instrument | 202100000657 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 824 KARNES AVE, DEFIANCE, OH 43512-3066 |
| Document Number | 202100000658 |
|---|---|
| Date | Feb 5, 2021 |
| Instrument | 202100000658 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Property Address | 824 KARNES AVE, DEFIANCE, OH 43512-3066 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2020 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | 432/1205 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 432/1205 |
| Instrument | 202000004856 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 15, 2040 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Recording Date | Jul 7, 2020 |
| Property Address | 824 KARNES AVE, DEFIANCE, OH 43512-3066 |
| Document Number | 429/1451 |
| Book / Page | 429 / 1451 |
| Instrument Date | Jul 7, 2020 |
| Instrument | 202000002980 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 824 KARNES AVE, DEFIANCE, OH 43512-3066 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Recording Date | Jul 2, 2019 |
| Property Address | 824 KARNES AVE, DEFIANCE, OH 43512-3066 |
| Document Number | 420/2001 |
| Book / Page | 420 / 2001 |
| Instrument Date | Jun 26, 2019 |
| Instrument | 201900002424 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 650 CHIPPEWA DR, DEFIANCE, OH 43512-3364 |
The 2025 property tax bill for 824 Karnes Ave was $712.
Source: Defiance County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Defiance County |
| County Subdivision | Defiance Township |
| Municipality | Defiance City |
| Unified School District | Defiance City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $712.00 | $18,220 (-) Land $1,760 Building $16,460 | |
| 2024 | $712.00 (+1.28%) | $18,220 (-) Land $1,760 Building $16,460 | $52,050 (-0.01%) Land $5,020 Building $47,030 |
| 2023 | $703.00 (+14.87%) | $18,220 (+27.77%) Land $1,760 Building $16,460 | $52,056 Land $5,028 Building $47,028 |
| 2022 | $612.00 | $14,260 Land $1,760 Building $12,500 | |
| 2020 | $40,740 Land $5,020 Building $35,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 824 Karnes Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 824 Karnes Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEFIANCE CITY serves 16,494 people · EPA ID OH2000111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| MetaLINK Technologies Fixed Wireless · Fiber in parts of the area | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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