824 Formation Ct, Galloway, OH 43119 Property Records

Franklin County property record for 824 Formation Ct, Galloway, OH 43119

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,631 sqft · built 1994
Lot Size	0.363 acres (15,825 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Jul 2024)
Tax Bill	$6,893 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`241-000862`

Property Details

APN / Parcel Number

Primary APN	`241-000862`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,631 sqft Living Area
1st Floor Area	777 sqft
2nd Floor Area	843 sqft

Exterior

Year Built	Built 1994
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	15,825 sqft (0.363 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Patio Area	400 sqft
Arbor/Pergola	Arbor/Pergola

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	824 FORMATION CT
City	GALLOWAY
State	OH
Zip	43119-8856
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FORMATION CT WESTPOINT SEC 1 PH 2 LOT 158
Legal Subdivision	WESTPOINT SEC 1 PH 2
Legal Phase	2
Legal Lot Number	158
Jurisdiction	FRANKLIN OH
Township / Civil Division	PRAIRIE
Census Block Group	1
Census Block	1021
Census Tract	8002

Owner

Source: Franklin County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	824 FORMATION CT, GALLOWAY, OH 43119-8856
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Aug 10, 2023	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2024 · Amount on Record
Deed Sale	Jul 10, 2024 · Amount on Record
Prior Sale	Jul 10, 2024
Deed Document Number	11297
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	824 FORMATION CT, GALLOWAY, OH 43119-8856
Transaction Type	Mortgage
Record Updated	Oct 21, 2025
Title Company	WEB TITLE AGENCY, WAVE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 FORMATION CT, GALLOWAY, OH 43119-8856

Mortgage

Document Number	0000113180
Date	Oct 7, 2025
Instrument	202510070113180

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	824 FORMATION CT, GALLOWAY, OH 43119-8856
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	NOT AVAILABLE, WESBANCO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 FORMATION CT, GALLOWAY, OH 43119-8856

Mortgage

Document Number	0000081094
Date	Aug 10, 2023
Instrument	202308100081094

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	COLUMBUS, OH 43214

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 4, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Franklin County
County Subdivision	Prairie Township
Unified School District	Hilliard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,893.00 (+17.83%) Homeowner's exemption	$104,130 (-) Land $31,400 Building $72,730
2023	$5,850.00 (+27.42%) Homeowner's exemption	$104,130 (+67.04%) Land $31,400 Building $72,730	$297,500 (+67.04%) Land $89,700 Building $207,800
2022	$4,591.00 Homeowner's exemption	$62,340 Land $16,800 Building $45,540
2020			$178,100 Land $48,000 Building $130,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - LAKE DARBY private · serves 3,562 people · EPA ID OH2502612
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Breezeline Cable	1,000 / 50
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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