Santa Cruz County property record for 824 Encino Dr, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,362 sqft · built 1975 |
| Lot Size | 0.237 acres (10,324 sqft) |
| Owner | Individual Name on File |
| Last Sale | $328,000 (Sep 1998) |
| Tax Bill | $6,236 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-161-15 |
| Primary APN | 044-161-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,362 sqft Living Area |
| Gross Area | 1,602 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 10,324 sqft (0.237 acres) |
| Terrain | Steep |
| View / Lot | Mountain |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 1,365 sqft |
| Patio Area | 1,365 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 824 ENCINO DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-4831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-10-SP |
| Legal Description | LOT 233 |
| Legal Subdivision | DEER PARK VILLA SITES |
| Legal Lot Number | 233 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 122202 |
824 Encino Dr is owned and occupied by an individual who bought it in September 1998.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 824 ENCINO DR, APTOS, CA 95003-4831 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 1998 · Amount on File |
| Deed Sale | Sep 29, 1998 · Amount on File |
| Prior Sale | Mar 24, 1998 · Amount on File |
| Deed Document Number | 199858200 |
| Prior Transfer Date | Dec 18, 1997 |
| Prior Transfer Doc | 0000062131 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 824 Encino Dr was $6,236 with a homeowner's exemption, up 8.5% from the year before.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $525,624 (+2%) Land $315,372 Building $210,252 | ||
| 2025 | $6,236.00 (+8.47%) Homeowner's exemption | $515,318 Land $309,189 Building $206,129 | |
| 2024 | $5,749.00 (+1.68%) | ||
| 2023 | $5,654.00 (+0.53%) Homeowner's exemption | $495,307 Land $297,182 Building $198,125 | $982,440 |
| 2022 | $5,624.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 824 Encino Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1982–2016) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Mar 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 824 Encino Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Cruzio, Razzolink, T-Mobile, Verizon.
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