824 Elm St, Layton, UT 84041 Property Records

Davis County property record for 824 Elm St, Layton, UT 84041

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,288 sqft · built 1958
Lot Size	0.252 acres (10,977 sqft)
Owner	2 Individual Names on File
Last Sale	$296,900 (Jan 2018)
Tax Bill	$2,221 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-055-0019`

Property Details

APN / Parcel Number

Primary APN	`11-055-0019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Split Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,977 sqft (0.252 acres)
View / Lot	Corner
Garage Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	824 ELM ST
City	LAYTON
State	UT
Zip	84041-4314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Description	BEG 8.0 FT S 69^10' W FR NE COR LOT 19, MT DELL SUB PLAT B; TH S 20^50' E 125 FT; TH S 69^10' W 80 FT; TH N 25^42' W 98.23 FT; TH N'LY ALG ARC OF A 25 FT RAD CURVE TO RIGHT TO PT 63.42 FT; TH S 69^10'
Legal Lot Number	19
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	2
Census Block	2009
Census Tract	125906

Owner

824 Elm St is owned and occupied by two individuals who bought it in January 2018.

Source: Davis County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	824 ELM ST, LAYTON, UT 84041-4314
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICA FIRST FCU
Jan 25, 2018	Deed, Transfer · Conventional Mortgage CYPRUS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2018 · Amount on File
Deed Sale	Jan 25, 2018 · Amount on File
Prior Sale	Dec 5, 2007
Deed Document Number	20183072308
Deed Book / Page	6938 / 184
Prior Transfer Date	Apr 19, 2006
Prior Transfer Doc	0002162540
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	824 ELM ST, LAYTON, UT 84041-4314
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE INSURANCE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003274947
Date	Jul 27, 2020
Book Page	7561/2448
Instrument	3274947

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84409

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	DAVIS UT
Recording Date	Jan 25, 2018
Property Address	824 ELM ST, LAYTON, UT 84041-4314
Document Number	6938/184
Book / Page	6938 / 184
Instrument Date	Jan 24, 2018
Instrument	3072308
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	824 ELM ST, LAYTON, UT 84041-4314

Mortgage

Document Number	0003072314
Date	Jan 25, 2018
Book Page	6938/221
Instrument	3072314

Lender

Name	CYPRUS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 824 Elm St was $2,221, up 4.4% from the year before.

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$236,499 (+1.41%) Land $117,396 Building $119,103	$430,000 (+1.42%) Land $213,448 Building $216,552
2025	$2,221.00 (+4.42%)	$233,200 Land $107,294 Building $125,906	$424,000 Land $195,080 Building $228,920
2024	$2,127.00 (+8.35%)
2023	$1,963.00 (-5.17%)	$366,000 Land $141,925 Building $224,075	$366,000 Land $141,925 Building $224,075
2022	$2,070.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 824 Elm St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 824 Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Connext Networks, Rise Broadband, Utah Broadband.

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