824 E Wheel Rd, Bel Air, MD 21015 Property Records

Harford County property record for 824 E Wheel Rd, Bel Air, MD 21015

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,736 sqft · built 2018
Lot Size	2.09 acres (91,040 sqft)
Owner	Individual Name on Record
Last Sale	$164,000 (Oct 2017)
Tax Bill	$5,925 (2026)
Deeds & Mortgages	Apr 2021 Line of Credit Nov 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`01-374605`

Property Details

APN / Parcel Number

Primary APN	`01-374605`
Alternative APN	`374605`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,736 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	91,040 sqft (2.09 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	197 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	374605
Street Address	824 E WHEEL RD
City	BEL AIR
State	MD
Zip	21015-6319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 5 2.09 AC 824 E WHEEL ROAD LD RCSMB LLC PT 127/76
Legal Subdivision	RCSMB LLC
Legal Lot Number	5
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	1
Census Block	1007
Census Tract	301102

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	824 E WHEEL RD, BEL AIR, MD 21015-6319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Line of Credit ATLANTIC FINANCIAL FCU
Nov 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP
Nov 1, 2019	Deed of Trust, Mortgage · Line of Credit ATLANTIC FINANCIAL FCU
Jul 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 5, 2018	Trustee's Deed, Construction Loan · Construction Mortgage ASTUTE TECHNOLOGIES LLC
Oct 25, 2017	Grant Deed, Transfer FRONT DOOR TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2017 · Amount on Record
Deed Sale	Oct 25, 2017 · Amount on Record
Deed Document Number	201712569-0332
Deed Book / Page	12569 / 332
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	824 E WHEEL RD, BEL AIR, MD 21015-6319
Transaction Type	Mortgage
Record Updated	May 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146380067
Date	Apr 5, 2021
Book Page	14638/67

Lender

Name	ATLANTIC FINANCIAL FCU
Type	Credit Union
Address	HUNT VALLEY, MD 21031

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	824 E WHEEL RD, BEL AIR, MD 21015-6319
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0130630062
Date	Nov 20, 2018
Book Page	13063/0062

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	824 E WHEEL RD, BEL AIR, MD 21015-6319
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0135220284
Date	Nov 1, 2019
Book Page	13522/0284

Lender

Name	ATLANTIC FINANCIAL FCU
Type	Credit Union
Address	HUNT VALLEY, MD 21031

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	824 E WHEEL RD, BEL AIR, MD 21015-6319
Document Number	0133680159
Instrument Date	Jul 1, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	CERTIFIED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	874 E WHEEL RD BEL AIR MD 21015, BEL AIR, MD 21015

Mortgage

Document Number	0133680159
Date	Jul 31, 2019
Book Page	013368/000159

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2049

February 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HARFORD MD
Recording Date	Feb 5, 2018
Property Address	824 E WHEEL RD, BEL AIR, MD 21015-6319
Document Number	0126960072
Book / Page	012696 / 000072
Instrument Date	Jan 31, 2018
Transaction Type	Construction Loan
Record Updated	Feb 13, 2018
Title Company	TITLE ONE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	824 E WHEEL RD BEL AIR MD 21015, BEL AIR, MD 21015

Mortgage

Document Number	126960072
Date	Feb 5, 2018
Book Page	012696/000072

Lender

Name	ASTUTE TECHNOLOGIES LLC
Address	11620 VERNA DR, OAKTON, VA 22124-2045

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 4, 2019

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Oct 25, 2017
Property Address	824 E WHEEL RD, BEL AIR, MD 21015-6319
Document Number	0125690332
Book / Page	012569 / 000332
Instrument Date	Oct 5, 2017
Transaction Type	Transfer
Record Updated	Nov 6, 2017
Title Company	FRONT DOOR TITLE INC

Transaction

Amount	Amount Recorded
Tax	$164.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	9277 THROGMORTON RD BALTIMORE MD 212341980, BALTIMORE, MD 21234-1980

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,925.00 (+13.57%) Homeowner's exemption	$543,700 (+19.42%) Land $145,400 Building $398,300	$543,700 (+19.42%) Land $145,400 Building $398,300
2025	$5,217.00 (+5.14%) Homeowner's exemption
2023		$455,300 Land $145,400 Building $309,900	$455,300 Land $145,400 Building $309,900
2022	$4,962.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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