824 E Garfield Ave, Temple, TX 76501 Property Records

Bell County property record for 824 E Garfield Ave, Temple, TX 76501

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,738 sqft · built 1918
Lot Size	0.113 acres (4,900 sqft)
Owner	Individual Name on Record
Last Sale	$46,000 (Feb 2020)
Tax Bill	$1,360 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0077140000`

Property Details

APN / Parcel Number

Primary APN	`0077140000`
Alternative APNs	`872052` `56313`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,738 sqft Living Area
1st Floor Area	970 sqft
2nd Floor Area	768 sqft
Upper Floors Area	768 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Exterior Material	Hardboard
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,900 sqft (0.113 acres)
Lot Dimensions	98 ft deep x 50 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Canopy	115 sqft
Storage Building	184 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	824 E GARFIELD AVE
City	TEMPLE
State	TX
Zip	76501-2718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	MCCELVEYS ADDITION, BLOCK 002, LOT 0004
Legal Subdivision	MCCELVEYS ADDITION
Legal Block	2
Legal Lot Number	4
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1017
Census Tract	20402

Owner

Source: Bell County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	219 S EAST ST, A, BELTON, TX 76513-3260
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2020 · Amount on Record
Deed Sale	Feb 27, 2020 · Amount on Record
Prior Sale	Mar 3, 2008 · Amount on Record
Deed Document Number	20209801
Prior Transfer Date	Feb 24, 2020
Prior Transfer Doc	0000009801
Record Updated	Oct 29, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Feb 27, 2020
Property Address	824 E GARFIELD AVE, TEMPLE, TX 76501-2718
Document Number	0000009801
Instrument Date	Feb 24, 2020
Instrument	9801
Transaction Type	Transfer
Record Updated	Mar 17, 2020
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 S EAST ST #A BELTON TX 765133260, A, BELTON, TX 76513-3260

Mortgage

Document Number	9802
Date	Feb 27, 2020
Instrument	9802

Lender

Name	TERRY & SUE LOCKETT
Address	2601 OLYMPIA DR, TEMPLE, TX 76502-3055
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 26, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,360.00 (+52.47%)	$49,983 (+28.46%) Land $20,580 Building $29,403	$49,983 (+28.46%) Land $20,580 Building $29,403
2023	$892.00 (+3.48%)	$38,908 Land $17,150 Building $21,758	$38,908 Land $17,150 Building $21,758
2022	$862.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1993–2024)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Jun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink.

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