Escambia County property record for 824 E Baars St, Pensacola, FL 32503
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,480 sqft · built 1948 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | Company Name on Record |
| Last Sale | $120,800 (Jan 2024) |
| Tax Bill | $3,312 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jan 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-0S-00-9025-004-368 |
| Primary APN | 00-0S-00-9025-004-368 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,480 sqft Living Area |
| 1st Floor Area | 1,480 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,250 sqft (0.189 acres) |
| Lot Width | 60 ft Width |
| Garage Area | 640 sqft |
| Porch | Open Porch |
| Porch Area | 352 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 143103000 |
|---|---|
| Street Address | 824 E BAARS ST |
| City | PENSACOLA |
| State | FL |
| Zip | 32503-3512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1AA |
| Legal Description | W 60 FT OF E 170 FT OF S 137 1/2 FT OF BLK 368 NEW CITY TRACT OR 9087 P 783 CA 61 |
| Legal Subdivision | NEW CITY TRACT |
| Legal Block | 368 |
| Legal Lot Number | 4 |
| Jurisdiction | ESCAMBIA FL |
| Township / Civil Division | PENSACOLA |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 1300 |
Source: Escambia County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2402 WOODBINE DR, CRESTVIEW, FL 32536-9509 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jul 20, 2026 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 5, 2024 | Intrafamily Transfer, Transfer · Commercial Mortgage LENDINGONE LLC |
| Dec 12, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage ARLIE VO LAY |
| Aug 4, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 5, 2024 · Amount on Record |
| Deed Sale | Jan 5, 2024 · Amount on Record |
| Prior Sale | Dec 12, 2022 · Amount on Record |
| Deed Document Number | 2024559 |
| Deed Book / Page | 9087 / 783 |
| Prior Transfer Date | Dec 29, 2023 |
| Prior Transfer Doc | 0090870783 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Jul 20, 2026 |
| Property Address | 824 E BAARS ST, PENSACOLA, FL 32503-3512 |
| Document Number | 0000056046 |
| Book / Page | 9524 / 574 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 202656046 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Title Company | SETCO SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $197,253.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7705 CRUZER HTS, PEYTON, CO 80831-6137 |
| Document Number | 0000056047, |
|---|---|
| Date | Jul 20, 2026 |
| Instrument | 202656047 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Jan 5, 2024 |
| Property Address | 824 E BAARS ST, PENSACOLA, FL 32503-3512 |
| Document Number | 0090870783 |
| Book / Page | 9087 / 783 |
| Instrument Date | Dec 29, 2023 |
| Instrument | 2024000559 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2402 WOODBINE DR, CRESTVIEW, FL 32536-9509 |
| Name | Verified Name |
|---|---|
| Address | 2402 WOODBINE DR, CRESTVIEW, FL 32536-9509 |
| Document Number | 0009087787 |
|---|---|
| Date | Jan 5, 2024 |
| Instrument | 9087/787 |
| Name | LENDINGONE LLC |
|---|---|
| Type | Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Dec 12, 2022 |
| Property Address | 824 E BAARS ST, PENSACOLA, FL 32503-3512 |
| Document Number | 0089030054 |
| Book / Page | 8903 / 54 |
| Instrument Date | Dec 12, 2022 |
| Instrument | 2022118487 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2022 |
| Title Company | HARPER TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $273.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2809 N 12TH AVE, PENSACOLA, FL 32503-4001 |
| Name | Verified Name |
|---|---|
| Address | 2402 WOODBINE DR, CRESTVIEW, FL 32536-9509 |
| Document Number | 0089091522 |
|---|---|
| Date | Dec 28, 2022 |
| Book Page | 8909/1522 |
| Instrument | 2022122159 |
| Name | ARLIE VO LAY |
|---|---|
| Type | Private Party |
| Address | 1020 S FERDON BLVD, CRESTVIEW, FL 32536 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 12, 2023 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Aug 4, 2017 |
| Property Address | 824 E BAARS ST, PENSACOLA, FL 32503-3512 |
| Document Number | 0077560058 |
| Book / Page | 007756 / 000058 |
| Instrument Date | Aug 4, 2017 |
| Instrument | 60093 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2809 N 12TH AVE PENSACOLA FL 325034001, PENSACOLA, FL 32503-4001 |
Source: Escambia County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Municipality | Pensacola City |
| Unified School District | Escambia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,312.00 (+4.18%) | $189,956 (+676.44%) Land $20,625 Building $169,331 | $189,956 (+676.44%) Land $20,625 Building $169,331 |
| 2024 | $3,179.00 (+580.73%) | ||
| 2023 | $467.00 (-63.54%) | $24,465 (-67.05%) | $24,465 (-67.05%) Land $20,625 Building $3,840 |
| 2022 | $1,281.00 | $74,260 | $74,260 Land $16,500 Building $57,760 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 46 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 66 (1979–2020) |
| Claims Outside the SFHA | 38 of 66 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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