Hamilton County property record for 824 E 12th St, Chattanooga, TN 37403
| Property Type | Self Storage |
|---|---|
| Details | 80,346 sqft · built 1972 |
| Lot Size | 1.34 acres (58,370 sqft) |
| Owner | Company Name on Record |
| Last Sale | $8,505,000 (Apr 2022) |
| Tax Bill | $49,801 (2025) |
| Deeds & Mortgages | Jun 2026 Construction Loan Apr 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145E U 005.01 |
| Primary APN | 145E U 005.01 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 80,346 sqft Total Area |
| Year Built | Built 1972 |
|---|---|
| Exterior Material | Brick Veneer |
| Roof Type | Rigid Frame Bar Joist |
| Roof Material | Built-Up Asphalt |
| Lot Area | 58,370 sqft (1.34 acres) |
| Total Buildings | 2 Buildings |
| Account Number | 0000385138 |
|---|---|
| Street Address | 824 E 12TH ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37403-3207 |
| Property Category | Industrial |
| Property Type | Industrial > Self Storage |
| Legal Description | LT 268 CENTRAL PARK PLACE PB 109 PG 27 OUT OF 145E U 005 FOR 2018 |
| Legal Subdivision | CENTRAL LAND CO |
| Legal Lot Number | 268 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 12400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1501 S OCEAN DR APT 1604, 1604, HOLLYWOOD, FL 33019-2371 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed of Trust, Mortgage · Construction Mortgage AGENCY FINANCIAL SC LLC |
| Apr 29, 2022 | Special Warranty Deed, Transfer · Commercial Mortgage SKYMAR CAPITAL CORP |
| Aug 30, 2021 | Quit Claim Deed, Transfer · Line of Credit FIRSTBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2022 · Amount on Record |
| Deed Sale | Apr 29, 2022 · Amount on Record |
| Prior Sale | Aug 30, 2021 |
| Deed Document Number | 2022042900018 |
| Deed Book / Page | 12939 / 128 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 15, 2026 |
| Property Address | 824 E 12TH ST, CHATTANOOGA, TN 37403-3207 |
| Document Number | 0000000276 |
| Book / Page | 14335 / 726 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 2026276 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0000000276, |
|---|---|
| Date | Jun 15, 2026 |
| Book Page | 14335/726 |
| Instrument | 2026276 |
| Name | AGENCY FINANCIAL SC LLC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Jun 9, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 29, 2022 |
| Property Address | 824 E 12TH ST, CHATTANOOGA, TN 37403-3207 |
| Document Number | 0000000018 |
| Book / Page | 12939 / 128 |
| Map Reference | MB 109 PG 27 |
| Instrument Date | Apr 22, 2022 |
| Instrument | 2022042900018 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $31,468.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1501 SOUTH OCEAN RIVE #1604 # 1604, 1604, HOLLYWOOD, FL 33019-2371 |
| Document Number | 0129390135 |
|---|---|
| Date | Apr 29, 2022 |
| Instrument | 12939-0135 |
| Name | SKYMAR CAPITAL CORP |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 49 Months |
| Due | May 1, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 30, 2021 |
| Property Address | 824 E 12TH ST, CHATTANOOGA, TN 37403-3207 |
| Document Number | 0000000120 |
| Book / Page | 12628 / 152 |
| Map Reference | MB 109 PG 27 |
| Instrument Date | Aug 20, 2021 |
| Instrument | 2021083000120 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | COMMERCE TITLE COMPANY, COMMERCE TITLE & ESCROW LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3207 GRANNY WHILE PIKE, NASHVILLE, TN 37204-2946 |
| Document Number | 0012628154 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 12628/154 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $49,801.00 (+16%) | $3,285,720 (+71.22%) | $8,214,300 (+71.22%) Land $634,400 Building $7,579,900 |
| 2024 | $42,932.00 | $1,918,960 (-) | $4,797,400 (-) Land $255,400 Building $4,542,000 |
| 2023 | $42,932.00 | $1,918,960 (-) | $4,797,400 (-) Land $255,400 Building $4,542,000 |
| 2022 | $42,932.00 | $1,918,960 | $4,797,400 Land $255,400 Building $4,542,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1978–1980) |
| Most Recent Claim | Mar 1980 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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