824 E 12th Ave, Stillwater, OK 74074 Property Records

Payne County property record for 824 E 12th Ave, Stillwater, OK 74074

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,383 sqft · built 2003
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Feb 2022)
Tax Bill	$2,104 (2025)
Deeds & Mortgages	Feb 2022 Transfer Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19N02E-24-4-SG190-000-0031`

Property Details

APN / Parcel Number

Primary APN	`19N02E-24-4-SG190-000-0031`
Alternative APNs	`600021665` `21665`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,383 sqft Living Area
1st Floor Area	1,383 sqft
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Porch	Slab
Porch Area	132 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	21665
Street Address	824 E 12TH AVE
City	STILLWATER
State	OK
Zip	74074-4825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GENE'S SUB LOTS 31-32
Legal Range	02E
Legal Township	19N
Legal Section	24
Legal Subdivision	GENE'S SUB
Legal Lot Number	31,32
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	2
Census Block	2005
Census Tract	10600

Owner

824 E 12th Ave is owned by an individual who bought it in February 2022.

Source: Payne County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1814 W UNIVERSITY AVE, STILLWATER, OK 74074-2943
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Affidavit of Death of Joint Tenant, Transfer OKLAHOMA CLOSING AND TITLE SERVICES, OKLAHOMA CLOSING & TTL SVCS
Feb 28, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage OKLAHOMA COMMUNITY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2022 · Amount on File
Deed Sale	Feb 28, 2022 · Amount on File
Deed Document Number	20222162
Deed Book / Page	2683 / 642
Record Updated	Oct 29, 2026

February 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	PAYNE OK
Recording Date	Feb 28, 2022
Property Address	824 E 12TH AVE, STILLWATER, OK 74074-4825
Document Number	0026830638
Book / Page	2683 / 638
Instrument Date	Feb 18, 2022
Instrument	I-2022-002161
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	OKLAHOMA CLOSING AND TITLE SERVICES, OKLAHOMA CLOSING & TTL SVCS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Feb 28, 2022
Property Address	824 E 12TH AVE, STILLWATER, OK 74074-4825
Document Number	0026830642
Book / Page	2683 / 642
Instrument Date	Feb 18, 2022
Instrument	I-2022-002162
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	AMERICAN EAGLE TITLE INSURANCE COMPANY, AMERICAN EAGLE TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1814 W UNIVERSITY AVE, STILLWATER, OK 74074-2943

Mortgage

Document Number	I2022002163
Date	Feb 28, 2022
Instrument	I-2022-002163

Lender

Name	OKLAHOMA COMMUNITY FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 18, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 824 E 12th Ave was $2,104, down 4% from the year before.

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Municipality	Stillwater City
Unified School District	Stillwater Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,815 (+1.25%) Land $1,939 Building $19,876	$191,362 Land $17,010 Building $174,352
2025	$2,104.00 (-3.97%)	$21,546 (-) Land $1,915 Building $19,631
2024	$2,191.00 (+5.24%)	$21,546 (+5%) Land $1,915 Building $19,631	$202,500 (+12.5%) Land $18,000 Building $184,500
2023	$2,082.00 (+14.14%)	$20,520 Land $2,052 Building $18,468	$180,000 Land $18,000 Building $162,000
2022	$1,824.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 824 E 12th Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993–1995)
Most Recent Claim	Aug 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 824 E 12th Ave is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 80% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STILLWATER UTILITIES AUTHORITY serves 53,000 people · EPA ID OK1021220
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2023 Turbidity resolved · Oct 2018
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Centranet.

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