824 Delta Way, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 824 Delta Way, Watsonville, CA 95076

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,386 sqft · built 2005
Lot Size0.093 acres (4,051 sqft)
Owner2 Trust Names on File
Last Sale$715,000 (Oct 2022)
Tax Bill$9,437 (2025)
Deeds & MortgagesOct 2022 Sale
May 2020 Transfer
+ 2 more
Flood ZoneZone AH (high risk)
APN017-761-64

Property Details

APN / Parcel Number

Primary APN017-761-64
Alternative APN
  • 017-761-64-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Building Area1,386 sqft Living Area
Gross Area1,794 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area4,051 sqft (0.093 acres)
Garage TypeAttached
Garage Area408 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address824 DELTA WAY
CityWATSONVILLE
StateCA
Zip95076-3680
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionPAJARO VISTA TR #1460
Legal Lot Number64
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group1
Census Block1009
Census Tract110101

Owner

824 Delta Way is owner-occupied and held in a trust since January 2025.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record2 Trust Names on File
Mailing Address824 DELTA WAY, WATSONVILLE, CA 95076-3680
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2022Grant Deed, Transfer
FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
May 6, 2020Quit Claim Deed, Transfer
FIRST AMERICAN TITLE
May 5, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
MOUNTAIN WEST FINANCIAL INC
Jun 20, 2017Grant Deed, Transfer · Conventional Mortgage
MOUNTAIN WEST FIN'L

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 25, 2022 · Amount on File
Deed SaleOct 25, 2022 · Amount on File
Prior SaleJun 21, 2017 · Amount on File
Deed Document Number202229135
Last Transfer DateJan 22, 2025
Transfer Doc0000001301
Record UpdatedSep 20, 2026

October 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateOct 25, 2022
Property Address824 DELTA WAY, WATSONVILLE, CA 95076-3680
Document Number0000029135
Map ReferenceVOL 107 PG 16
Instrument DateOct 7, 2022
Instrument2022-0029135
Transaction TypeTransfer
Record UpdatedNov 9, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
Tax$786.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address824 DELTA WAY, WATSONVILLE, CA 95076-3680

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateMay 6, 2020
Property Address824 DELTA WAY, WATSONVILLE, CA 95076-3680
Document Number0000015571
Instrument DateApr 29, 2020
Instrument15571
Transaction TypeTransfer
Record UpdatedMay 22, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address824 DELTA WAY WATSONVILLE CA 950763680, WATSONVILLE, CA 95076-3680

May 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateMay 5, 2020
Property Address824 DELTA WAY, WATSONVILLE, CA 95076-3680
Document Number0000015475
Map ReferenceVOL 107 PG 16
Instrument DateApr 29, 2020
Instrument2020-0015475
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address824 DELTA WAY, WATSONVILLE, CA 95076-3680

Mortgage

Document Number0000015476
DateMay 5, 2020
Instrument2020-0015476
Lender
NameMOUNTAIN WEST FINANCIAL INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueMay 1, 2040

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJun 20, 2017
Property Address824 DELTA WAY, WATSONVILLE, CA 95076-3680
Document Number0000020352
Instrument DateJun 15, 2017
Instrument20352
Transaction TypeTransfer
Record UpdatedJul 4, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$561.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address824 DELTA WAY WATSONVILLE CA 950763680, WATSONVILLE, CA 95076-3680

Mortgage

Document Number20353
DateJun 20, 2017
Instrument20353
Lender
NameMOUNTAIN WEST FIN'L
TypeFunding / Finance Company
AddressREDLANDS, CA 92374
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 824 Delta Way was $9,437 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityWatsonville City
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$758,764 (+2%) Land $482,850 Building $275,914
2025$9,437.00 Homeowner's exemption$743,886 Land $473,382 Building $270,504
2023$8,359.00 (+27.66%) Homeowner's exemption$715,000 Land $455,000 Building $260,000$627,840
2022$6,548.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 824 Delta Way in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 88 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies88 in force
Nearby Flood Claims3 (2022–2023)
Most Recent ClaimMar 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 824 Delta Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WATSONVILLE
serves 65,231 people · EPA ID CA4410011
Water SourceSurface water
Last State InspectionJul 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cruzio
Fixed Wireless
1,000 / 1,000
Spectrum
Cable
1,000 / 35
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
AT&T
DSL
100 / 20

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