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824 Connecticut Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 824 Connecticut Ave, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 700 sqft · built 1948
Lot Size0.169 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$265,000 (Jul 2023)
Tax Bill$1,907 (2025)
Deeds & MortgagesJul 2023 Sale
May 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN77411

Property Details

APN / Parcel Number

Primary APN77411
Alternative APN
  • 012630000100990110

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area700 sqft Heated Area
Gross Area908 sqft
1st Floor Area700 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1990
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,405 sqft (0.169 acres)
Lot Dimensions150 ft deep x 50 ft wide
PorchFinished/Screened Porch
Porch Area208 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number77411
Street Address824 CONNECTICUT AVE
CitySAINT CLOUD
StateFL
Zip34769-3237
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR2
Legal DescriptionST CLOUD PB B PG 34 BLK 99 LOTS 11 & 12 2/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD
Legal Tract1
Legal Block99
Legal Lot Number2,11-12 12
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1023
Census Tract43400

Owner

824 Connecticut Ave is owned and occupied by an individual who bought it in July 2023.

Source: Osceola County records, as of December 11, 2025

Owner of RecordIndividual Name on File
Mailing Address824 CONNECTICUT AVE, SAINT CLOUD, FL 34769-3237
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2023Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
May 24, 2021Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Aug 13, 2021Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 20, 2023 · Amount on File
Deed SaleJul 20, 2023 · Amount on File
Prior SaleAug 13, 2021 · Amount on File
Deed Document Number0064432303
Deed Book / Page6443 / 2303
Record UpdatedJun 8, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 20, 2023
Property Address824 CONNECTICUT AVE, SAINT CLOUD, FL 34769-3237
Document Number0064432303
Book / Page6443 / 2303
Map ReferenceMB B PG 33
Instrument DateJul 20, 2023
Instrument2023093867
Transaction TypeTransfer
Record UpdatedAug 7, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
Tax$1,855.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address215 JONAQUINS DR, BEAUFORT, NC 28516-9554

Transferred To (Grantee/Buyer)

NameVerified Name
Address824 CONNECTICUT AVE, SAINT CLOUD, FL 34769-3237

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionOSCEOLA FL
Recording DateMay 24, 2021
Property Address824 CONNECTICUT AVE, SAINT CLOUD, FL 34769-3237
Document Number0059650815
Book / Page5965 / 815
Map ReferenceMB B PG 33
Instrument DateMay 18, 2021
Instrument2021080414
Transaction TypeTransfer
Record UpdatedJan 22, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4417 13TH ST # ST140, ST140, SAINT CLOUD, FL 34769-6724

Transferred To (Grantee/Buyer)

NameVerified Name
Address824 CONNECTICUT AVE, SAINT CLOUD, FL 34769-3237

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionOSCEOLA FL
Recording DateAug 13, 2021
Property Address824 CONNECTICUT AVE, SAINT CLOUD, FL 34769-3237
Document Number0060220737
Book / Page6022 / 737
Map ReferenceMB B PG 33
Instrument DateMay 18, 2021
Instrument2021125672
Transaction TypeTransfer
Record UpdatedJan 22, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4417 13TH ST # ST140, ST140, SAINT CLOUD, FL 34769-6724

Transferred To (Grantee/Buyer)

NameVerified Name
Address824 CONNECTICUT AVE, SAINT CLOUD, FL 34769-3237

Mortgage

Document Number0005965817
DateAug 13, 2021
Instrument5965/817
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term358 Months
DueJun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 824 Connecticut Ave was $1,907 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,907.00 Homeowner's exemption$149,449$220,400 Land $46,800 Building $173,600
2023$3,567.00 (+10.64%)$200,800 (+12.37%) Land $42,500 Building $158,300$200,800 (+12.37%) Land $42,500 Building $158,300
2022$3,224.00$178,700 Land $35,100 Building $143,600$178,700 Land $35,100 Building $143,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 824 Connecticut Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 824 Connecticut Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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