824 Collins Rd, Sebree, KY 42455 Property Records

Webster County property record for 824 Collins Rd, Sebree, KY 42455

Property Summary

Property Type	Farm - Irrigated or Dry
Details	864 sqft
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Tax Bill	$809 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2020 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`085-010-001`

Property Details

APN / Parcel Number

Primary APN	`085-010-001`
Alternative APNs	`15098` `10548` `10559`

Interior

Building Area	864 sqft Finished Area

Exterior

Lot Area	435,600 sqft (10 acres)

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	10559
Street Address	824 COLLINS RD
City	SEBREE
State	KY
Zip	42455-9630
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	10.0 ACRES & RES/GAR-APT
Jurisdiction	WEBSTER KY
Township / Civil Division	SEBREE
Census Block Group	3
Census Block	3038
Census Tract	960100

Owner

Source: Webster County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	824 COLLINS RD, SEBREE, KY 42455-9630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENCE BANK/KY
Jul 1, 2020	Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 1992
Deed Sale	Jun 1, 1992
Deed Document Number	0000212394
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER KY
Recording Date	Apr 10, 2026
Property Address	824 COLLINS RD, SEBREE, KY 42455-9630
Document Number	0000471797
Book / Page	409 / 286
Instrument Date	Mar 13, 2026
Instrument	2026471797
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 COLLINS RD, SEBREE, KY 42455-9630

Mortgage

Document Number	0000471797,
Date	Apr 10, 2026
Book Page	409/286
Instrument	2026471797

Lender

Name	INDEPENDENCE BANK/KY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.09%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER KY
Property Address	824 COLLINS RD, SEBREE, KY 42455-9630
Transaction Type	Mortgage
Record Updated	Apr 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 COLLINS RD, SEBREE, KY 42455-9630

Mortgage

Document Number	MTG356/104
Date	Jul 1, 2020
Book Page	MTG 356/104
Instrument	407041

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 30, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Webster County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Webster County
Unified School District	Webster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$809.00 (-4.26%) Homeowner's exemption	$139,325 (-)	$139,325 (-)
2023	$845.00 Homeowner's exemption	$139,325	$139,325

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEBSTER CO WATER DISTRICT serves 5,940 people · EPA ID KY1170995
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Watch TV Fixed Wireless	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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