824 Colleen Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 824 Colleen Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,140 sqft · built 1992
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Jun 2016)
Tax Bill	$3,799 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A892000490`

Property Details

APN / Parcel Number

Primary APN	`A892000490`
Alternative APN	`2-050A-6440-00-0022.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,140 sqft Living Area
Gross Area	3,390 sqft
1st Floor Area	1,500 sqft
Basement Area	1,470 sqft
Finished Basement	640 sqft
Unfinished Basement	830 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Deck Area	Deck Area
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A892000490
Street Address	824 COLLEEN DR
City	O FALLON
State	MO
Zip	63366-2154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWERWOOD EST LOT 22
Legal Subdivision	TOWERWOOD EST
Legal Lot Number	22
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	4
Census Block	4018
Census Tract	311802

Owner

824 Colleen Dr is owned and occupied by two individuals who bought it in June 2016.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	824 COLLEEN DR, O FALLON, MO 63366-2154
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 19, 2020	Deed of Trust, Mortgage QUICKEN LNS
Jul 2, 2018	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2016 · Amount on File
Deed Sale	Jun 15, 2016 · Amount on File
Prior Sale	Jul 12, 2013 · Amount on File
Deed Document Number	2016368110
Deed Book / Page	6556 / 1915
Prior Transfer Date	Apr 21, 2006
Prior Transfer Doc	0044670803
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	824 COLLEEN DR, O FALLON, MO 63366-2154
Transaction Type	Mortgage
Record Updated	Oct 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 COLLEEN DR, O FALLON, MO 63366-2154

Mortgage

Document Number	2021R081825
Date	Oct 1, 2021
Instrument	2021R-081825

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2041

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	824 COLLEEN DR, O FALLON, MO 63366-2154
Document Number	0000081051
Instrument Date	Oct 19, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	824 COLLEEN DR O FALLON MO 633662154, O FALLON, MO 63366-2154

Mortgage

Document Number	0000081051
Date	Oct 23, 2020
Instrument	81051

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	276 Months
Due	Oct 22, 2043

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	824 COLLEEN DR, O FALLON, MO 63366-2154
Document Number	0069461664
Instrument Date	Jul 2, 2018
Transaction Type	Mortgage
Record Updated	Jul 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	824 COLLEEN DR O FALLON MO 633662154, O FALLON, MO 63366-2154

Mortgage

Document Number	0069461664
Date	Jul 10, 2018
Book Page	006946/001664
Instrument	389110

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 824 Colleen Dr was $3,799, up 2.1% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,098 (-)	$311,043 (-) Land $65,000 Building $246,043
2025	$3,799.00 (+2.07%)	$59,098	$311,043 Land $65,000 Building $246,043
2024	$3,722.00
2023		$56,228
2022			$295,934 Land $50,000 Building $245,934

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 824 Colleen Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 824 Colleen Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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