Schoharie County and Seward Town property record for 824 Clove Rd, Cobleskill, NY 12043
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,374 sqft · built 1900 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,380 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 434400 54.4-1-1 |
| Primary APN | 434400 54.4-1-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,374 sqft Living Area |
| 1st Floor Area | 1,374 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 30,492 sqft (0.7 acres) |
| Lot Dimensions | 320 ft deep x 90 ft wide |
| Porch | Slab |
| Porch Area | 134 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 525J101274 |
|---|---|
| Street Address | 824 CLOVE RD |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-6816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | R 1 90 X 320 LIFE EST WM GREGORY |
| Legal Block | 1 |
| Legal Lot Number | 1.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | SEWARD |
| Census Block Group | 4 |
| Census Block | 4038 |
| Census Tract | 740400 |
Source: Schoharie County and Seward Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 27, ESPERANCE, NY 12066-0027 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 9, 1999 |
| Transfer Doc | 0658000093 |
| Record Updated | Oct 29, 2026 |
Source: Schoharie County and Seward Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Seward Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,380.00 (+9.7%) | ||
| 2025 | $3,081.00 (+3.84%) | $60,100 (-) Land $8,300 Building $51,800 | $146,585 (+21.95%) Land $20,244 Building $126,341 |
| 2023 | $60,100 Land $8,300 Building $51,800 | $120,200 Land $16,600 Building $103,600 | |
| 2020 | $2,967.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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