Black Hawk County property record for 824 Cedar Bend St, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,494 sqft · built 1950 |
| Lot Size | 0.312 acres (13,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $11,500 (Dec 2009) |
| Tax Bill | $2,614 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-15-127-017 |
| Primary APN | 8913-15-127-017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,494 sqft Living Area |
| 1st Floor Area | 848 sqft |
| Attic | Attic |
| Attic Area | 382 sqft |
| Basement Area | 848 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 13,600 sqft (0.312 acres) |
| Lot Dimensions | 200 ft deep x 68 ft wide |
| Garage Type | Mixed |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 200 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 824 CEDAR BEND ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-1612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRINKER THOMAS & MC CLELLAN ADDITION LOT 5 BLK 1 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 15 |
| Legal Subdivision | BRINKER THOMAS & MC CLELLAN |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 1600 |
824 Cedar Bend St is owned and occupied by an individual who bought it in December 2009.
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 824 CEDAR BEND ST, WATERLOO, IA 50703-1612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2009 · Amount on File |
| Deed Sale | Dec 1, 2009 · Amount on File |
| Deed Document Number | 20092010010858 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 824 Cedar Bend St was $2,614 with a homeowner's exemption, up 5.8% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,614.00 (+5.83%) Homeowner's exemption | $153,610 Land $15,100 Building $138,510 | $153,610 Land $15,100 Building $138,510 |
| 2024 | $2,470.00 | ||
| 2023 | $137,830 (+26.26%) Land $15,100 Building $122,730 | $137,830 Land $15,100 Building $122,730 | |
| 2022 | $2,202.00 Homeowner's exemption | $109,160 Land $15,100 Building $94,060 | |
| 2021 | $109,160 Land $15,100 Building $94,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 824 Cedar Bend St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1978–1980) |
| Most Recent Claim | Jun 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 824 Cedar Bend St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire, Nextlink.
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