824 Brower Dr, Cloquet, MN 55720 Property Records

Carlton County property record for 824 Brower Dr, Cloquet, MN 55720

Property Summary

Property Type	Single Family Home
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$171,000 (Sep 2023)
Tax Bill	$1,472 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`92-010-3970`

Property Details

APN / Parcel Number

Primary APN	`92-010-3970`
Alternative APN	`34279`

Exterior

Lot Area	15,246 sqft (0.35 acres)

Location & Zoning

Account Number	34279
Street Address	824 BROWER DR
City	CLOQUET
State	MN
Zip	55720-3325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMM AT SE CORN OF LOT 4 TH W ALG S LN OF LOT TOWN OF PERCH LAKE
Legal Range	18
Legal Township	49
Legal Section	21
Legal Subdivision	TOWN OF PERCH LAKE
Legal Lot Number	4
Jurisdiction	CARLTON MN
Township / Civil Division	PERCH LAKE
Census Block Group	3
Census Block	3039
Census Tract	940000

Owner

824 Brower Dr is owned and occupied by two individuals who bought it in September 2023.

Source: Carlton County records, as of June 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	824 BROWER DR, CLOQUET, MN 55720-3325
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Sep 27, 2023	Warranty Deed, Transfer · Conventional Mortgage PARK STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2023 · Amount on File
Deed Sale	Sep 15, 2023 · Amount on File
Prior Sale	Feb 17, 2009 · Amount on File
Deed Document Number	20231579516
Prior Transfer Date	Jul 19, 2005
Prior Transfer Doc	0000414863
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Recording Date	Jun 2, 2026
Property Address	824 BROWER DR, CLOQUET, MN 55720-3325
Document Number	0000527078
Instrument Date	May 23, 2026
Instrument	2026527078
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	824 BROWER DR, CLOQUET, MN 55720-3325

Mortgage

Document Number	0000527078,
Date	Jun 2, 2026
Instrument	2026527078

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Sep 27, 2023
Property Address	824 BROWER DR, CLOQUET, MN 55720-3325
Document Number	A000513650
Instrument Date	Sep 15, 2023
Instrument	A000513650
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	RESULTS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	824 BROWER DR, CLOQUET, MN 55720-3325

Mortgage

Document Number	A000513651
Date	Sep 27, 2023
Instrument	A000513651

Lender

Name	PARK STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 824 Brower Dr was $1,472 with a homeowner's exemption.

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Perch Lake Township
Unified School District	Cloquet Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,472.00 Homeowner's exemption
2025		$132,400 (+19.6%) Land $32,400 Building $100,000	$132,400 (+19.6%) Land $32,400 Building $100,000
2024	$1,202.00 Homeowner's exemption	$110,700 (+4.14%) Land $32,400 Building $78,300	$110,700 (+4.14%) Land $32,400 Building $78,300
2023	$1,202.00 Homeowner's exemption	$106,300 (-) Land $31,900 Building $74,400	$106,300 (-) Land $31,900 Building $74,400
2022		$106,300 Land $31,900 Building $74,400	$106,300 Land $31,900 Building $74,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 824 Brower Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 824 Brower Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fond du Lac Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Brower Dr

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