824 Brookside Ave, Charlotte, NC 28203 Property Records

Mecklenburg County property record for 824 Brookside Ave, Charlotte, NC 28203

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,859 sqft · built 1910
Lot Size	0.258 acres (11,281 sqft)
Owner	Individual Name on Record
Last Sale	$1,085,000 (Jan 2024)
Tax Bill	$7,274 (2023)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Oct 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`121-093-27`

Property Details

APN / Parcel Number

Primary APN	`121-093-27`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,859 sqft Heated Area
Gross Area	2,420 sqft
1st Floor Area	2,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Architectural Style	Other
Exterior Material	Composition/Composite
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	11,281 sqft (0.258 acres)
Porch	Porch
Porch Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	121-093-27
Street Address	824 BROOKSIDE AVE
City	CHARLOTTE
State	NC
Zip	28203-5304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8 (HD)
Legal Description	L2 B80 M332-215 &STR
Legal Subdivision	DILWORTH
Legal Block	80
Legal Lot Number	2
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3014
Census Tract	3402

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Dilworth Historic District listed 1987 · 1,372 contributing resources · NRIS 87000610

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Mecklenburg County records, as of February 2, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Oct 13, 2022	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Jul 8, 2021	Warranty Deed, Construction Loan · Construction Mortgage SOUTH STATE BANK NA
Jan 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jan 24, 2024 · Amount on Record
Deed Sale	Jan 24, 2024 · Amount on Record
Prior Sale	Jul 8, 2021 · Amount on Record
Deed Document Number	2024006177
Deed Book / Page	38595 / 791
Record Updated	Jun 7, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 24, 2024
Property Address	824 BROOKSIDE AVE, CHARLOTTE, NC 28203-5304
Document Number	0000006177
Book / Page	38595 / 791
Map Reference	MB 6257 PG 469
Instrument Date	Jan 24, 2024
Instrument	2024006177
Transaction Type	Transfer
Record Updated	Feb 5, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	701 MARTINA DR NE, ATLANTA, GA 30305-2737

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000006178
Date	Jan 24, 2024
Instrument	2024006178

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Mortgage

Document Number	0000006179
Date	Jan 24, 2024
Book Page	38595/810
Instrument	2024006179

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	824 BROOKSIDE AVE, CHARLOTTE, NC 28203-5304
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 MARTINA DR NE, ATLANTA, GA 30305-2737

Mortgage

Document Number	0000142394
Date	Oct 13, 2022
Book Page	37710/349
Instrument	2022142394

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Sep 2, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 8, 2021
Property Address	824 BROOKSIDE AVE, CHARLOTTE, NC 28203-5304
Document Number	0000131612
Book / Page	36269 / 933
Map Reference	MB 6257 PG 469
Instrument Date	Jul 7, 2021
Instrument	2021131612
Transaction Type	Construction Loan
Record Updated	May 25, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,193.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2920 WHITSON RD, GASTONIA, NC 28054-4933

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	824 BROOKSIDE AVE, CHARLOTTE, NC 28203-5304

Mortgage

Document Number	0000131613
Date	Jul 8, 2021
Instrument	2021131613

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Aug 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.37%
Index	1-Year CMT
Max Rate	9.37%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	824 BROOKSIDE AVE, CHARLOTTE, NC 28203-5304
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004942
Date	Jan 10, 2020
Book Page	34197/913
Instrument	2020004942

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	26592

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jan 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	9.5%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,274.00	$753,800 Land $630,000 Building $123,800	$753,800 Land $630,000 Building $123,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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